Pittsylvania County property record for 3298 Sago Rd, Chatham, VA 24531
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $31,000 (Jul 2025) |
| Tax Bill | $160 (2026) |
| Deeds & Mortgages | Dec 2025 Construction Loan Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1467-45-8553 |
| Primary APN | 1467-45-8553 |
|---|---|
| Alternative APNs |
|
| Lot Area | 108,900 sqft (2.5 acres) |
|---|
| Sewer | Septic |
|---|
| Account Number | 205963 |
|---|---|
| Street Address | 3298 SAGO RD |
| City | CHATHAM |
| State | VA |
| Zip | 24531-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | ST RD 969 2.50 AC DB563-499 MAP DB563-501 |
| Jurisdiction | PITTSYLVANIA VA |
| Township / Civil Division | CALLANDS-GRETNA |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 10400 |
Source: Pittsylvania County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 277 MUSEVILLE RD, CHATHAM, VA 24531-4107 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Construction Mortgage CARTER BANK & TRUST |
| Jan 31, 2020 | Warranty Deed, Transfer COURT STREET TITLE AGENCY, COURT STREET TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Jan 21, 2025 · Amount on Record |
| Deed Document Number | 20253688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PITTSYLVANIA VA |
| Property Address | 3298 SAGO RD, CHATHAM, VA 24531 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250006226 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 250006226 |
| Name | CARTER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARTINSVILLE, VA 24112 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 6.37% |
| Max Rate At Change | 11.3% |
| Index | 1-Year CMT |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PITTSYLVANIA VA |
| Recording Date | Jan 31, 2020 |
| Property Address | 3298 SAGO RD, CHATHAM, VA 24531 |
| Document Number | 200000462 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 200000462 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | COURT STREET TITLE AGENCY, COURT STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Pittsylvania County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Pittsylvania County |
| Unified School District | Pittsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160.00 (+0.63%) | $25,800 (+53.57%) Land $15,800 Building $10,000 | $25,800 (+53.57%) Land $15,800 Building $10,000 |
| 2025 | $159.00 | ||
| 2022 | $16,800 Land $15,800 Building $1,000 | $16,800 Land $15,800 Building $1,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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