3298 S Espana Cir, Aurora, CO 80013 Property Records

Arapahoe County property record for 3298 S Espana Cir, Aurora, CO 80013

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,022 sqft · built 1979
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1975-34-4-01-037`

Property Details

APN / Parcel Number

Primary APN	`1975-34-4-01-037`
Alternative APNs	`031534909` `31534909` `534909`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,022 sqft Living Area
Gross Area	2,525 sqft
1st Floor Area	1,086 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	503 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Deck Area	166 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031534909
Street Address	3298 S ESPANA CIR
City	AURORA
State	CO
Zip	80013-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 054305 SUBDIVISIONNAME SEVEN LAKES SUB 6TH FLG BLOCK 003 LOT 001 LOT 1 BLK 3 SEVEN LAKES SUB 6TH FLG
Legal Range	66W
Legal Township	4S
Legal Section	34
Legal Quarter	4
Legal Subdivision	SEVEN LAKES SUB 6TH FLG
Legal Block	003,3
Legal Lot Number	001,1
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2016
Census Tract	83400

Owner

3298 S Espana Cir is owned and occupied by an individual who acquired it in March 2026.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3298 S ESPANA CIR, AURORA, CO 80013-3729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Intrafamily Transfer, Transfer · FHA Mortgage JLB CORP
Feb 6, 2024	Intrafamily Transfer, Transfer · FHA Mortgage JLB CORP
Oct 15, 2020	Intrafamily Transfer, Transfer · FHA Mortgage JLB CORP
Mar 22, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026
Deed Sale	Mar 5, 2026
Prior Sale	Feb 6, 2024
Deed Document Number	202614270
Prior Transfer Date	Feb 27, 2026
Prior Transfer Doc	0000014270
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Mar 5, 2026
Property Address	3298 S ESPANA CIR, AURORA, CO 80013-3729
Document Number	00E6014270
Instrument Date	Feb 27, 2026
Instrument	E6014270
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3298 S ESPANA CIR, AURORA, CO 80013-3729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3298 S ESPANA CIR, AURORA, CO 80013-3729

Mortgage

Document Number	00E6014271
Date	Mar 5, 2026
Instrument	E6014271

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Apr 1, 2052

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Feb 6, 2024
Property Address	3298 S ESPANA CIR, AURORA, CO 80013-3729
Document Number	00E4006970
Instrument Date	Jan 31, 2024
Instrument	E4006970
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3298 S ESPANA CIR, AURORA, CO 80013-3729

Mortgage

Document Number	00E4006971
Date	Feb 6, 2024
Instrument	E4006971

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Oct 15, 2020
Property Address	3298 S ESPANA CIR, AURORA, CO 80013-3729
Document Number	00E0140130
Instrument Date	Oct 6, 2020
Instrument	E0140130
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3298 S ESPANA CIR, AURORA, CO 80013-3729

Mortgage

Document Number	00E0140131
Date	Oct 15, 2020
Instrument	E0140131

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Mar 22, 2019
Property Address	3298 S ESPANA CIR, AURORA, CO 80013-3729
Document Number	00D9024780
Instrument Date	Mar 6, 2019
Instrument	D9024780
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3298 S ESPANA CIR, AURORA, CO 80013-3729

Mortgage

Document Number	00D9024781
Date	Mar 22, 2019
Instrument	D9024781

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	00D9024782
Date	Mar 22, 2019
Instrument	D9024782

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3298 S Espana Cir was $2,488, down 3.3% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,311 (-2.08%)	$462,600 (-) Land $170,000 Building $292,600
2025	$2,488.00 (-3.3%)	$28,913	$462,600 Land $170,000 Building $292,600
2024	$2,573.00
2023		$32,797	$544,500 Land $210,000 Building $334,500
2021	$1,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3298 S Espana Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3298 S Espana Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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