3298 Old Stage Rd S, Erwin, NC 28339 Property Records

Harnett County property record for 3298 Old Stage Rd S, Erwin, NC 28339

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,867 sqft · built 2013
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,820 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500007345`

Property Details

APN / Parcel Number

Primary APN	`1500007345`
Alternative APN	`070588 0009 02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,867 sqft Heated Area
1st Floor Area	2,494 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Type	Gable
Lot Area	68,825 sqft (1.58 acres)
Garage Area	600 sqft
Porch	Porch
Porch Area	373 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500007345
Street Address	3298 OLD STAGE RD S
City	ERWIN
State	NC
Zip	28339-8916
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA30
Legal Description	PAR#A LINDA W MCDONALD 1.77ACS MAP#2012-202
Legal Subdivision	LINDA W MCDONALD WIDOW
Jurisdiction	HARNETT NC
Township / Civil Division	DUKE
Census Block Group	1
Census Block	1026
Census Tract	70401

Owner

3298 Old Stage Rd S, a rural home, is owned by two individuals who acquired it in January 2013.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 E I ST, ERWIN, NC 28339-1813
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 3, 2013
Transfer Doc	0000000104
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	3298 OLD STAGE RD S, ERWIN, NC 28339-8916
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3298 OLD STAGE RD S, ERWIN, NC 28339-8916

Mortgage

Document Number	0000007375
Date	Apr 1, 2021
Book Page	3962/679
Instrument	2021007375

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	FUQUAY VARINA, NC 27526

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	3298 OLD STAGE RD S, ERWIN, NC 28339-8916
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003488
Date	Feb 16, 2021
Book Page	3939/438
Instrument	2021003488

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	3298 OLD STAGE RD S, ERWIN, NC 28339-8916
Document Number	0000016424
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3298 OLD STAGE RD S ERWIN NC 283398916, ERWIN, NC 28339-8916

Mortgage

Document Number	0000016424
Date	Nov 7, 2019
Book Page	003753/000292
Instrument	16424

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3298 Old Stage Rd S was $4,820, up 38.4% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,820.00 (+38.39%)	$644,260 (+31.95%)	$644,260 (+31.95%) Land $79,460 Building $564,800
2025	$3,483.00	$488,265	$488,265 Land $37,940 Building $450,325
2023	$3,434.00	$488,265	$488,265 Land $37,940 Building $450,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3298 Old Stage Rd S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3298 Old Stage Rd S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Stage Rd S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures