3298 Harbor St, Isle, MN 56342 Property Records

Kanabec County property record for 3298 Harbor St, Isle, MN 56342

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 1.75 ba · 5,064 sqft · built 1999
Lot Size	57.4 acres (2,500,344 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jul 2026)
Tax Bill	$6,706 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2019 Sale
APN	`08-00240-50`

Property Details

APN / Parcel Number

Primary APN	`08-00240-50`
Alternative APN	`10010`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	5,064 sqft Adjusted Area
1st Floor Area	8,328 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	2,500,344 sqft (57.4 acres)
Garage Type	Mixed
Garage Area	2,560 sqft
Parking Spaces	13 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	1,056 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	10010
Street Address	3298 HARBOR ST
City	ISLE
State	MN
Zip	56342-4401
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	NW1/4 OF NE1/4 INCL EASEMENT OVER S 100' OF SW1/4 OF SE1/4 SEC 33-42-24
Legal Range	24
Legal Township	41
Legal Section	04
Jurisdiction	KANABEC MN
Township / Civil Division	HILLMAN
Census Block Group	1
Census Block	1025
Census Tract	480100

Owner

3298 Harbor St, a residential property, is owned and occupied by two individuals who bought it in July 2026.

Source: Kanabec County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3298 HARBOR ST, ISLE, MN 56342-4401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Dec 17, 2019	Limited Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Deed Document Number	2026291820
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Jul 23, 2026
Property Address	3298 HARBOR ST, ISLE, MN 56342-4401
Document Number	0000291820
Instrument Date	Jul 2, 2026
Instrument	2026291820
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,986.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3298 HARBOR ST, ISLE, MN 56342-4401

Mortgage

Document Number	0000291821,
Date	Jul 23, 2026
Instrument	2026291821

Lender

Name	FIRST CLASS MORTGAGE V INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Dec 17, 2019
Property Address	3298 HARBOR ST, ISLE, MN 56342-4401
Document Number	0000268645
Instrument Date	Dec 11, 2019
Instrument	268645
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 211TH AVE NW, OAK GROVE, MN 55011-9444

Tax Assessment & Valuation

The 2026 property tax bill for 3298 Harbor St was $6,706 with a senior citizen's exemption, down 21.3% from the year before.

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
County Subdivision	Hillman Township
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,706.00 (-21.27%) Senior Citizen's exemption	$695,300 (-4.64%) Land $216,600 Building $478,700	$695,300 (-4.64%) Land $216,600 Building $478,700
2025	$8,518.00	$729,100 Land $182,000 Building $547,100	$729,100 Land $182,000 Building $547,100
2023	$7,266.00	$758,700 Land $159,900 Building $598,800	$758,700 Land $159,900 Building $598,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3298 Harbor St; there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2002–2016)
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3298 Harbor St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Harbor St

Nearby Streets

All Isle, MN Property Records

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