Hernando County property record for 3298 Gulfview Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,208 sqft · built 1981 |
| Lot Size | 0.222 acres (9,657 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Jan 2025) |
| Tax Bill | $6,105 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2019 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2020-0700-0010 |
| Primary APN | R12-223-16-2020-0700-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 3,267 sqft |
| 1st Floor Area | 2,208 sqft |
| Utility Area | 111 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,657 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,682 sqft |
| Deck Area | 336 sqft |
| Patio Area | 684 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00161167 |
|---|---|
| Street Address | 3298 GULFVIEW DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 6 BLK 70 LOT 1 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 6 |
| Legal Block | 70 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-2020-0700-0010
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3298 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 23, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage COLONIAL NATIONAL MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on Record |
| Deed Sale | Jan 27, 2025 · Amount on Record |
| Prior Sale | Apr 05, 2019 · Amount on Record |
| Deed Document Number | 20256470 |
| Deed Book / Page | 4516 / 1062 |
| Prior Transfer Date | Aug 20, 2019 |
| Prior Transfer Doc | 0037430169 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3298 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039511227 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 3951/1227 |
| Instrument | 2021009445 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 23, 2019 |
| Property Address | 3298 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033 |
| Document Number | 0037430169 |
| Book / Page | 003743 / 000169 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 53156 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3298 GULFVIEW DR HERNANDO BEACH FL 346073033, HERNANDO BEACH, FL 34607-3033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 05, 2019 |
| Property Address | 3298 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033 |
| Document Number | 0036891336 |
| Book / Page | 3689 / 1336 |
| Map Reference | MB 7 PG 14 |
| Instrument Date | Apr 03, 2019 |
| Instrument | 2019021295 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3298 GULFVIEW DR, 3298, HERNANDO BEACH, FL 34607-3033 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3298 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033 |
| Document Number | 2019021296 |
|---|---|
| Date | Apr 05, 2019 |
| Instrument | 2019021296 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 21, 2017 |
| Property Address | 3298 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033 |
| Document Number | 0034410154 |
| Book / Page | 3441 / 0154 |
| Map Reference | MB7 PG14 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 2017009639 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | TROPIC TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13493 RUDI LOOP, 13493, SPRING HILL, FL 34609-7974 |
| Name | Verified Name |
|---|---|
| Address | 3298 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033 |
| Document Number | 34410156 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 3441/0156 |
| Name | COLONIAL NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2032 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,105.00 (+8.48%) | $434,707 (+5.99%) | $631,418 (+7.96%) Land $342,915 Building $288,503 |
| 2023 | $410,151 Land $125,171 Building $284,980 | ||
| 2022 | $5,628.00 | $584,879 Land $271,454 Building $313,425 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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