3298 E Ryan Rd, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3298 E Ryan Rd, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2005)
Tax Bill	$5,043 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`870-9974-000`

Property Details

APN / Parcel Number

Primary APN	`870-9974-000`
Alternative APN	`108709974000`

Exterior

Lot Area	98,446 sqft

Location & Zoning

Account Number	108709974000
Street Address	3298 E RYAN RD
City	OAK CREEK
State	WI
Zip	53154-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	E 3 ACS. OF W 10 ACS. OF S 30 ACS. OF SW1/4 SEC. 23-5-22 EXC. S 255 FT. OF E 100 FT. THEREOF. CONT. 2.415 ACS.
Legal Range	22E
Legal Township	05N
Legal Section	23
Legal Subdivision	CSM 46
Legal Lot Number	1
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	4
Census Block	4017
Census Tract	160202

Owner

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3298 E RYAN RD, OAK CREEK, WI 53154-4740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit UW CU
Feb 4, 2025	Deed of Trust, Mortgage · Line of Credit UW CU
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit UW CU
May 24, 2019	Deed of Trust, Mortgage · Line of Credit UW CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2005 · Amount on Record
Deed Sale	Dec 1, 2005 · Amount on Record
Prior Sale	Mar 9, 1998 · Amount on Record
Deed Document Number	20059139680
Prior Transfer Date	Mar 18, 1997
Prior Transfer Doc	0007343410
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3298 E RYAN RD, OAK CREEK, WI 53154-4740
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011321080
Date	Mar 2, 2023
Instrument	11321080

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3298 E RYAN RD, OAK CREEK, WI 53154-4740
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011482854
Date	Feb 4, 2025
Instrument	11482854

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3298 E RYAN RD, OAK CREEK, WI 53154-4740
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010709957
Date	Sep 11, 2017
Instrument	10709957

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3298 E RYAN RD, OAK CREEK, WI 53154-4740
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010995408
Date	Jul 7, 2020
Instrument	10995408

Lender

Name	T2 FINANCIAL LLC
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3298 E RYAN RD, OAK CREEK, WI 53154-4740
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011010386
Date	Aug 17, 2020
Instrument	11010386

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3298 E RYAN RD, OAK CREEK, WI 53154-4740
Document Number	0010876076
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3298 E RYAN RD OAK CREEK WI 531544740, OAK CREEK, WI 53154-4740

Mortgage

Document Number	0010876076
Date	Jun 4, 2019
Instrument	10876076

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,300 (+8.27%) Land $126,500 Building $209,800	$349,400 (+9.74%)
2024	$5,043.00 (+8.13%) Homeowner's exemption	$310,600 (+22.04%) Land $115,200 Building $195,400	$318,400 (+18.54%)
2022	$4,664.00 Homeowner's exemption	$254,500 Land $115,200 Building $139,300	$268,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK CREEK WATERWORKS serves 32,104 people · EPA ID WI2410172
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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