Riverside County property record for 32978 Willow Bay Rd, Wildomar, CA 92595
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,296 sqft · built 2000 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,965 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 380-021-033 |
| Primary APN | 380-021-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,296 sqft Living Area |
| Gross Area | 3,682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 386 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 369801002 |
|---|---|
| Street Address | 32978 WILLOW BAY RD |
| City | WILDOMAR |
| State | CA |
| Zip | 92595-8070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 61 MB 275/027 TR 28516 |
| Legal Subdivision | WILDOMAR |
| Legal Tract | 28516 |
| Legal Lot Number | 61 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 43271 |
32978 Willow Bay Rd is owned and occupied by two individuals who acquired it in September 2015.
Source: Riverside County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32978 WILLOW BAY RD, WILDOMAR, CA 92595-8070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 3, 2021 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BANK |
| Sep 24, 2019 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2015 |
| Deed Sale | Sep 15, 2015 |
| Prior Sale | May 26, 2010 · Amount on File |
| Deed Document Number | 2015410738 |
| Prior Transfer Date | Jun 24, 2015 |
| Prior Transfer Doc | 0000410738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 14, 2026 |
| Property Address | 32978 WILLOW BAY RD, WILDOMAR, CA 92595-8070 |
| Document Number | 0000287826 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 2026287826 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 32978 WILLOW BAY RD, WILDOMAR, CA 92595-8070 |
| Document Number | 0000287826, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 2026287826 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 32978 WILLOW BAY RD, WILDOMAR, CA 92595-8070 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 32978 WILLOW BAY RD, WILDOMAR, CA 92595-8070 |
| Document Number | 0000530314 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021-0530314 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 32978 WILLOW BAY RD, WILDOMAR, CA 92595-8070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000377559 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019-0377559 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 32978 Willow Bay Rd was $2,965 with a veteran's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Wildomar City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,037 (+2%) Land $78,985 Building $258,052 | ||
| 2025 | $2,965.00 Disabled Person's exemption Veteran's exemption | $330,430 Land $77,437 Building $252,993 | |
| 2023 | $2,903.00 (-0.99%) Disabled Person's exemption Veteran's exemption | $317,601 Land $74,431 Building $243,170 | |
| 2022 | $2,932.00 | ||
| 2021 | $569,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32978 Willow Bay Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32978 Willow Bay Rd is extreme, ranking above 95% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 83% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures