32978 US 52, Chatfield, MN 55923 Property Records

Fillmore County property record for 32978 US 52, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,118 sqft · built 1980
Lot Size	4.45 acres (193,842 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,686 (2026)
Deeds & Mortgages	May 2020 Refinance Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25.0019.060`

Property Details

APN / Parcel Number

Primary APN	`25.0019.060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,118 sqft Heated Area
Gross Area	2,529 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	193,842 sqft (4.45 acres)
Garage Area	768 sqft
Driveway	Concrete Driveway
Driveway Area	2,880 sqft
Parking Spaces	3 Parking Spaces
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32978 US 52
City	CHATFIELD
State	MN
Zip	55923-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-04 TWP-104 RANGE-011 4.45 AC COM. AT SE1/4 SW1/4 W 228FT N 315 E115.5 N 164.83 E 380.94 S 478.36 W 267 TO BEG EXC HWY RO
Legal Range	11
Legal Township	104
Legal Section	04
Jurisdiction	FILLMORE MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2000
Census Tract	960200

Owner

32978 US 52 is owned and occupied by two individuals.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32978 US 52, CHATFIELD, MN 55923-4909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS BANK & TRUST
Jun 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS BANK & TRUST
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS BANK & TRUST
May 8, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	32978 US 52, CHATFIELD, MN 55923-4909
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426598
Date	May 8, 2020
Instrument	426598

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	32978 US 52, CHATFIELD, MN 55923-4909
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000431616
Date	Mar 17, 2021
Instrument	431616

Lender

Name	MANUFACTURERS BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	32978 US 52, CHATFIELD, MN 55923-4909
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427016
Date	Jun 5, 2020
Instrument	427016

Lender

Name	MANUFACTURERS BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	32978 US 52, CHATFIELD, MN 55923-4909
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432882
Date	May 25, 2021
Instrument	432882

Lender

Name	MANUFACTURERS BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	May 8, 2023
Property Address	32978 US 52, CHATFIELD, MN 55923-4909
Document Number	0000442326
Instrument Date	May 3, 2023
Instrument	442326
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32978 US 52, CHATFIELD, MN 55923-4909

Tax Assessment & Valuation

The 2026 property tax bill for 32978 US 52 was $3,686 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Chatfield Township
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,686.00 Homeowner's exemption	$538,600 (+1.22%) Land $79,500 Building $459,100	$538,600 (+1.22%) Land $79,500 Building $459,100
2025		$532,100 Land $79,500 Building $452,600	$532,100 Land $79,500 Building $452,600
2023		$447,100 Land $69,200 Building $377,900	$447,100 Land $69,200 Building $377,900
2020	$2,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32978 US 52 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2001)
Most Recent Claim	Jul 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32978 US 52 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Harmony Telephone Company, Hiawatha Broadband Communications, Verizon.

Nearby Properties on US 52

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