Morgan County property record for 32978 Explorers Rd, Sunrise Beach, MO 65079
| Property Type | Single Family Home |
|---|---|
| Details | 414 sqft · built 1955 |
| Lot Size | 0.1 acres (4,334 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $784 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-6.0-24-300-004-009.000 |
| Primary APN | 20-6.0-24-300-004-009.000 |
|---|
| Building Area | 414 sqft Living Area |
|---|---|
| 1st Floor Area | 414 sqft |
| Flooring | Carpet |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,334 sqft (0.1 acres) |
| Lot Dimensions | 81 ft deep x 54 ft wide |
| Utility Building | 120 sqft |
| Boat Access | Boat Access |
| Street Address | 32978 EXPLORERS RD |
|---|---|
| City | SUNRISE BEACH |
| State | MO |
| Zip | 65079-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, MCCOLLEYS SUBDIVISION #2 53.7 X 80.7 X IRR |
| Legal Range | 17 |
| Legal Township | 40 |
| Legal Section | 24 |
| Legal Subdivision | MCCOLLEYS SUBDIVISION #2 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 470501 |
32978 Explorers Rd is owned and occupied by an individual who acquired it in March 2018.
Source: Morgan County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32978 EXPLORERS RD, SUNRISE BEACH, MO 65079-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2018 |
| Deed Sale | Mar 20, 2018 |
| Prior Transfer Date | Mar 13, 2007 |
| Prior Transfer Doc | 0000001485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 32978 EXPLORERS RD, SUNRISE BEACH, MO 65079-2108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32978 EXPLORERS RD, SUNRISE BEACH, MO 65079-2108 |
| Document Number | 0202302894 |
|---|---|
| Date | Jul 3, 2023 |
| Instrument | 202302894 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 2, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 32978 Explorers Rd was $784.
Source: Morgan County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Unified School District | Morgan County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,860 (-) Land $9,291 Building $8,569 | $94,000 Land $48,900 Building $45,100 | |
| 2025 | $784.00 | $17,860 | |
| 2024 | $94,000 Land $48,900 Building $45,100 | ||
| 2023 | $792.00 (-0.38%) | $17,310 | |
| 2022 | $795.00 | $91,100 Land $43,200 Building $47,900 | |
| 2011 | $642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32978 Explorers Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32978 Explorers Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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