32972 Tesoro St, Dana Point, CA 92629 Property Records

Orange County property record for 32972 Tesoro St, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,810 sqft · built 1974
Lot Size	0.124 acres (5,406 sqft)
Owner	2 Trust Names on File
Last Sale	$645,000 (Mar 2004)
Tax Bill	$11,107 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`673-131-37`

Property Details

APN / Parcel Number

Primary APN	`673-131-37`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
Gross Area	2,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	5,406 sqft (0.124 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32972 TESORO ST
City	DANA POINT
State	CA
Zip	92629-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 8391 BLK LOT 54
Legal Subdivision	TRACT NO 8391
Legal Tract	8391
Legal Lot Number	54
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42338

Owner

32972 Tesoro St is owner-occupied and held in a trust since November 2024.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	32972 TESORO ST, DANA POINT, CA 92629-1331
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2004 · Amount on File
Deed Sale	Mar 10, 2004 · Amount on File
Deed Document Number	2004196931
Last Transfer Date	Nov 24, 2024
Transfer Doc	0000322105
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32972 TESORO ST, DANA POINT, CA 92629-1331
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32972 TESORO ST, DANA POINT, CA 92629-1331

Mortgage

Document Number	0000725443
Date	Nov 30, 2021
Instrument	2021000725443

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32972 TESORO ST, DANA POINT, CA 92629-1331
Document Number	0000030423
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32972 TESORO ST DANA POINT CA 926291331, DANA POINT, CA 92629-1331

Mortgage

Document Number	0000030423
Date	Jan 23, 2020
Instrument	30423

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32972 Tesoro St was $11,107 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,389 (+2%) Land $785,187 Building $150,202
2025	$11,107.00 Homeowner's exemption	$917,049 Land $769,792 Building $147,257
2023	$10,507.00 (+3.14%) Homeowner's exemption	$881,440 Land $739,900 Building $141,540
2022	$10,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32972 Tesoro St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32972 Tesoro St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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