3297 Winding Trail Dr, Robards, KY 42452 Property Records

Henderson County property record for 3297 Winding Trail Dr, Robards, KY 42452

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,558 sqft · built 2004
Lot Size0.833 acres (36,300 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Oct 2014)
Tax Bill$2,772 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN69-61

Property Details

APN / Parcel Number

Primary APN69-61
Alternative APN
  • 37798

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,558 sqft Finished Area
Basement Area1,689 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area36,300 sqft (0.833 acres)
Lot Dimensions165 ft deep x 220 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number37798
Street Address3297 WINDING TRAIL DR
CityROBARDS
StateKY
Zip42452-9368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
Legal SubdivisionKITCHELL WALKER
Legal Lot Number7&8
JurisdictionHENDERSON KY
Township / Civil DivisionHEBBARDSVILLE-ROBARDS
Census Block Group3
Census Block3017
Census Tract20800

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3297 WINDING TRAIL DR, ROBARDS, KY 42452-9368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2014 · Amount on Record
Deed SaleOct 2, 2014 · Amount on Record
Prior SaleApr 25, 2012 · Amount on Record
Deed Document Number2014010995
Deed Book / Page606 / 175
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address3297 WINDING TRAIL DR, ROBARDS, KY 42452-9368
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1294/311
DateSep 25, 2019
Book PageMT 1294/311
Instrument2019010613
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2039

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,772.00 (-0.79%)$245,000 (-)$245,000 (-)
2023$2,794.00$245,000$245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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