Osceola County property record for 3297 Wauseon Dr, Saint Cloud, FL 34772 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,854 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $675,000 (2026) |
| Tax Bill | $11,288.00 (2025) |
| Primary APN | 20-26-31-3444-0001-1170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,854 sqft Living Area |
| Gross Area | 4,762 sqft Gross Area |
| 1st Floor | 2,182 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached Garage |
| Garage Area | 644 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 3297 WAUSEON DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8971 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 117 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | HANOVER LAKES PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 117 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 20-26-31-3444-0001-1170
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3297 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 08, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage WEICHERT FINANCIAL SERVICES |
| Apr 01, 2020 | Special Warranty Deed, Transfer · Veterans Administration Mortgage EQUITY PRIME MORTGAGE LLC |
| Oct 31, 2019 | Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK |
| Sep 26, 2019 | Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | Apr 01, 2020 · Amount on Record |
| Deed Doc Number | 202626016 |
| Deed Book / Page | 6928 / 1551 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3297 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0061452343 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | 6145/2343 |
| Instrument | 2022020971 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 24, 2026 |
| Property Address | 3297 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0069281551 |
| Book / Page | 6928 / 1551 |
| Map Reference | MB 27 PG 30-32 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026026016 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 FRANKLIN RD, EDDY, TX 76524-3952 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3297 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0069281553 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 6928/1553 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 01, 2020 |
| Property Address | 3297 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0057020181 |
| Book / Page | 5702 / 181 |
| Map Reference | MB 27 PG 30-32 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020045671 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,229.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3297 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0057020183 |
|---|---|
| Date | Apr 01, 2020 |
| Instrument | 5702/0183 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 31, 2019 |
| Property Address | 3297 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0056152434 |
| Book / Page | 005615 / 002434 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 141534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Document Number | 56152434 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 005615/002434 |
| Instrument | 141534 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Address | 500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 26, 2019 |
| Property Address | 3297 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0055961452 |
| Book / Page | 005596 / 001452 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 125079 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,939.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,288.00 (+1.52%) Homeowner's exemption | $577,800 (+1%) Land $100,000 Building $477,800 | $577,800 (+1%) Land $100,000 Building $477,800 |
| 2023 | $11,119.00 (+18.15%) Homeowner's exemption | $572,100 (+27.39%) Land $95,000 Building $477,100 | $572,100 (+27.39%) Land $95,000 Building $477,100 |
| 2022 | $9,411.00 | $449,100 Land $80,000 Building $369,100 | $449,100 Land $80,000 Building $369,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 719 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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