3297 Washington Rd, Eldon, IA 52554 Property Records

Wapello County property record for 3297 Washington Rd, Eldon, IA 52554 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1976
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2004)
Tax Bill	$1,832 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002272330890000`

Property Details

APN / Parcel Number

Primary APN	`002272330890000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Basement Area	1,100 sqft
Finished Basement	750 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	3297 WASHINGTON RD
City	ELDON
State	IA
Zip	52554-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 2 1/2A NESE BG SWCOR NESE/E281/N387 .5/W281/S387.5 TO BG EX DRIVEWAY ON S
Jurisdiction	WAPELLO IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3066
Census Tract	961100

Owner

Source: Wapello County records · APN 002272330890000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3297 WASHINGTON RD, ELDON, IA 52554-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY 1ST CU
Apr 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2004 · Amount on Record
Deed Sale	Jul 26, 2004 · Amount on Record
Deed Document Number	0000531713
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	3297 WASHINGTON RD, ELDON, IA 52554-8021
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002026/558
Date	Feb 17, 2026
Book Page	2026/558
Instrument	2026 0558

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union
Address	OTTUMWA, IA 52501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 01, 2036
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	11%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	3297 WASHINGTON RD, ELDON, IA 52554-8021
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1558
Date	Apr 08, 2021
Book Page	2021/1558
Instrument	2021 1558

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Wapello County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Unified School District	Cardinal Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,000 (+3.21%) Land $15,800 Building $142,200	$158,000 (+3.21%) Land $15,800 Building $142,200
2024	$1,832.00 (+0.77%)
2023		$153,090 (+27.7%) Land $14,360 Building $138,730	$153,090 (+27.7%) Land $14,360 Building $138,730
2022	$1,818.00	$119,880 Land $14,360 Building $105,520
2021			$119,880 Land $14,360 Building $105,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wapello County (19179C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191799611003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (2008–2010)
Most Recent Claim	Aug 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes
Flood Events	Severe Storms, Flooding, And Tornadoes (Aug 2010), 3 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 77% of Iowa
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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