3297 River Crest Dr S, Helena, AL 35080 Property Records

Shelby County property record for 3297 River Crest Dr S, Helena, AL 35080

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 2007
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$315,100 (Jan 2022)
Tax Bill	$1,371 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139301003004000`

Property Details

APN / Parcel Number

Primary APN	`139301003004000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Heated Area
1st Floor Area	1,848 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	110 ft deep x 73.2 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3297 RIVER CREST DR S
City	HELENA
State	AL
Zip	35080-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 30 20S 03W NBRHD: 06 OLD CAHABA 5 R-2
Legal Range	03W
Legal Township	20S
Legal Section	30
Legal Subdivision	OLD CAHABA V 5TH ADDITION
Legal Lot Number	2066
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3011
Census Tract	30336

Owner

Source: Shelby County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3297 RIVER CREST DR S, HELENA, AL 35080-8019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 18, 2018	Warranty Deed, Transfer · VA Mortgage KELLER MORTGAGE LLC
Sep 26, 2017	Deed of Trust, Mortgage · VA Mortgage AVADIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	202215810
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jan 13, 2022
Property Address	3297 RIVER CREST DR S, HELENA, AL 35080-8019
Document Number	0000015810
Map Reference	MB 37 PG 53
Instrument Date	Jan 10, 2022
Instrument	20220113000015810
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 BOATHOUSE CIR, SYLACAUGA, AL 35151-6902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3297 RIVER CREST DR S, HELENA, AL 35080-8019

Mortgage

Document Number	0000015820
Date	Jan 13, 2022
Instrument	20220113000015820

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	3297 RIVER CREST DR S, HELENA, AL 35080-8019
Document Number	0000060830
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3297 RIVER CREST DR S HELENA AL 350808019, HELENA, AL 35080-8019

Mortgage

Document Number	0000060830
Date	Feb 13, 2020
Instrument	60830

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 18, 2018
Property Address	3297 RIVER CREST DR S, HELENA, AL 35080-8019
Document Number	0000369380
Map Reference	MB37 PG53
Instrument Date	Oct 17, 2018
Instrument	20181018000369380
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8586 GWIN HOLLOW DR, 8586, OLIVE BRANCH, MS 38654-4514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3297 RIVER CREST DR S, HELENA, AL 35080-8019

Mortgage

Document Number	0000369390
Date	Oct 18, 2018
Instrument	20181018000369390

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	3297 RIVER CREST DR S, HELENA, AL 35080-8019
Document Number	0000363300
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3297 RIVER CREST DR S HELENA AL 350808019, HELENA, AL 35080-8019

Mortgage

Document Number	0000363300
Date	Oct 5, 2017
Instrument	363300

Lender

Name	AVADIAN CU
Address	BIRMINGHAM, AL 35244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Helena City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,371.00 (-17.56%) Homeowner's exemption Senior Citizen's exemption
2025	$1,663.00 (+26.85%)	$33,940 (+8.71%)	$339,400 (+8.71%) Land $75,000 Building $264,400
2023	$1,311.00 (+13.02%)	$31,220 (+31.84%)	$312,200 (+31.9%) Land $75,000 Building $237,200
2022	$1,160.00	$23,680	$236,700 Land $65,000 Building $171,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HELENA, THE UB OF THE serves 21,300 people · EPA ID AL0001157
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: C Spire Wireless, Verizon.

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