3297 Lipscomb Rd, Moneta, VA 24121 Property Records

Bedford County property record for 3297 Lipscomb Rd, Moneta, VA 24121

Property Summary

Property Type	General Agricultural/Rural
Lot Size	32.4 acres (1,414,829 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2025)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`195 A 39`

Property Details

APN / Parcel Number

Primary APN	`195 A 39`
Alternative APNs	`90511538` `504426`

Exterior

Lot Area	1,414,829 sqft (32.4 acres)

Location & Zoning

Account Number	504426
Street Address	3297 LIPSCOMB RD
City	MONETA
State	VA
Zip	24121-6034
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	PARCEL 2 PB 59/298
Legal Subdivision	JON A ZUCKERMAN PROP
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1034
Census Tract	30501

Owner

Source: Bedford County records, as of January 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3297 LIPSCOMB RD, MONETA, VA 24121-6034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed, Transfer
Oct 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK AND TRUST COMPANY
Jan 9, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST COMPANY
Dec 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	250011081
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 22, 2025
Property Address	3297 LIPSCOMB RD, MONETA, VA 24121-6034
Document Number	0250011081
Map Reference	MB 63 PG 170-171
Instrument Date	Dec 22, 2025
Instrument	250011081
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3297 LIPSCOMB RD, MONETA, VA 24121-6034

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3297 LIPSCOMB RD, MONETA, VA 24121-6034
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230009076
Date	Oct 31, 2023
Instrument	230009076

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 9, 2018
Property Address	3297 LIPSCOMB RD, MONETA, VA 24121-6034
Document Number	180000247
Instrument Date	Dec 21, 2017
Instrument	180000247
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, VA FIRST HOME TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 TANGLEWOOD DR, DURHAM, NC 27705-5547

Mortgage

Document Number	180000248
Date	Jan 9, 2018
Instrument	180000248

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 15, 2017
Property Address	3297 LIPSCOMB RD, MONETA, VA 24121-6034
Document Number	170011808
Instrument Date	Dec 6, 2017
Instrument	170011808
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3297 LIPSCOMB RD, MONETA, VA 24121-6034

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 13, 2017
Property Address	3297 LIPSCOMB RD, MONETA, VA 24121-6034
Document Number	170010657
Instrument Date	Nov 3, 2017
Instrument	170010657
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 WALKER FARM RD, MONETA, VA 24121-6055

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,824.00 Additional exemption filed	$593,000 (+166.46%) Land $202,400 Building $390,600
2023	$1,824.00 Additional exemption filed	$222,550	$593,000 Land $202,400 Building $390,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960

Cell Coverage

4G LTE only, no 5G reported

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