3297 Flo Ln, Arnold, CA 95223 Property Records

Calaveras County property record for 3297 Flo Ln, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1975
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Aug 2023)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-016-030-000`

Property Details

APN / Parcel Number

Primary APN	`025-016-030-000`
Alternative APN	`025-016-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,630 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Old Parcel Number	025-016-030
Street Address	3297 FLO LN
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	SR POR NW4 OF SW4 12 T5R15
Legal Subdivision	TOWNSHIP 5 NORTH
Legal Lot Number	12
Legal Unit	15
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1027
Census Tract	504

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 KRONA CT, CONCORD, CA 94521-4723
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Dec 17, 2008 · Amount on Record
Deed Document Number	20236722
Prior Transfer Date	Nov 5, 2010
Prior Transfer Doc	0000015859
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 29, 2023
Property Address	3297 FLO LN, ARNOLD, CA 95223
Document Number	0000006722
Instrument Date	Aug 22, 2023
Instrument	2023-006722
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 KRONA CT, CONCORD, CA 94521-4723
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006723
Date	Aug 29, 2023
Instrument	2023-006723

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$244,292 (+2%) Land $65,666 Building $178,626
2025	$3,146.00 (+2.88%)	$239,503 (+4.04%) Land $64,379 Building $175,124
2023	$3,058.00 (+6.37%)	$230,205 Land $61,880 Building $168,325
2022	$2,875.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30