San Diego County property record for 3296 San Helena Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,896 sqft · built 1990 |
| Lot Size | 0.95 acres (4,122 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,000 (Mar 2000) |
| Tax Bill | $4,447 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-691-38-00 |
| Primary APN | 165-691-38-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,896 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 4,122 sqft (0.95 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3296 SAN HELENA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-2 |
| Legal Description | LOT 89 TR 012174 |
| Legal Subdivision | DEL ORO HILLS |
| Legal Tract | 012174 |
| Legal Block | 3 |
| Legal Lot Number | 89 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18515 |
3296 San Helena Dr is owned and occupied by two individuals who acquired it in March 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3296 SAN HELENA DR, OCEANSIDE, CA 92056-3296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Mar 20, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage KIEL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2000 · Amount on File |
| Deed Sale | Mar 16, 2000 · Amount on File |
| Prior Sale | Aug 29, 1991 · Amount on File |
| Deed Document Number | 2000132743 |
| Last Transfer Date | Mar 8, 2017 |
| Transfer Doc | 0000125095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 10, 2026 |
| Property Address | 3296 SAN HELENA DR, OCEANSIDE, CA 92056-3296 |
| Document Number | 0000099641 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 202699641 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3296 SAN HELENA DR, OCEANSIDE, CA 92056-3296 |
| Document Number | 0000099641, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202699641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 20, 2017 |
| Property Address | 3296 SAN HELENA DR, OCEANSIDE, CA 92056-3296 |
| Document Number | 0000125095 |
| Map Reference | MAP12174 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 2017-0125095 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | NEXTITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3296 SAN HELENA DR, OCEANSIDE, CA 92056-3296 |
| Document Number | 0000125096 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 2017-0125096 |
| Name | KIEL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 3296 San Helena Dr was $4,447 with a homeowner's exemption, up 1.8% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $363,684 (+2%) Land $125,405 Building $238,279 | |
| 2025 | $4,447.00 (+1.76%) Homeowner's exemption | $356,554 Land $122,947 Building $233,607 |
| 2024 | $4,370.00 (+2.85%) | |
| 2023 | $4,249.00 (+1.38%) Homeowner's exemption | $342,711 Land $118,174 Building $224,537 |
| 2022 | $4,191.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3296 San Helena Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3296 San Helena Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Western tribal government · serves 296 people · EPA ID 090605008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: FiberFirst, GeoLinks, Verizon.
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