3296 Main St, Vernon, FL 32462 Property Records

Washington County property record for 3296 Main St, Vernon, FL 32462

Property Summary

Property Type	Office Building
Details	6,720 sqft · built 2003
Lot Size	1.03 acres (44,997 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Dec 2025)
Tax Bill	$8,422 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000042020046`

Property Details

APN / Parcel Number

Primary APN	`000042020046`
Alternative APN	`42020046`

Interior

Total Rooms	5 Rooms
Building Area	6,720 sqft Total Area
Gross Area	8,600 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Metal
Fire Resistance	Fireproof Steel Frame
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	44,997 sqft (1.03 acres)
Lot Width	150 ft Width
Porch	Open Porch
Porch Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000042020046
Street Address	3296 MAIN ST
City	VERNON
State	FL
Zip	32462-2223
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	2 2 15 1 ORB 1277 P 981 BEG 418.05' NE OF INT OF W LN OF SECT & N R/W LINE OF SR 79, RN NE ALNG RW 150', NW 300.01', SW
Legal Range	15W
Legal Township	02N
Legal Section	02
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	3
Census Block	3008
Census Tract	970302

Owner

3296 Main St, a commercial property, is owned by a company that bought it in December 2025.

Source: Washington County records, as of January 16, 2026

Owner of Record	Company Name on File
Mailing Address	4113 MALLARD POND LN, VERNON, FL 32462-3166
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Re-recorded Document ANCHOR TITLE COMPANY, ANCHOR TITLE CO
Dec 17, 2025	Warranty Deed, Transfer ANCHOR TITLE COMPANY, ANCHOR TITLE CO
Jul 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NINE TRUST INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Jul 19, 2023 · Amount on File
Deed Document Number	202567009053
Deed Book / Page	1356 / 614
Record Updated	Jun 8, 2026

December 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WASHINGTON FL
Recording Date	Dec 18, 2025
Property Address	3296 MAIN ST, VERNON, FL 32462-2223
Document Number	0067009087
Book / Page	1356 / 827
Instrument Date	Dec 17, 2025
Instrument	202567009087
Record Updated	Jan 19, 2026
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 N COVE BLVD, PANAMA CITY, FL 32401-3726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4113 MALLARD POND LN, VERNON, FL 32462-3166

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 17, 2025
Property Address	3296 MAIN ST, VERNON, FL 32462-2223
Document Number	0067009053
Book / Page	1356 / 614
Instrument Date	Dec 17, 2025
Instrument	202567009053
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 N COVE BLVD, PANAMA CITY, FL 32401-3726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4113 MALLARD POND LN, VERNON, FL 32462-3166

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 19, 2023
Property Address	3296 MAIN ST, VERNON, FL 32462-2223
Document Number	0067005002
Book / Page	1277 / 981
Instrument Date	Jul 17, 2023
Instrument	202367005002
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 REGENTS CT, MELBOURNE, FL 32940-7668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SUMMERWOOD DR, PANAMA CITY BEACH, FL 32413-5728

Mortgage

Document Number	0000000983
Date	Jul 19, 2023
Instrument	1277/983

Lender

Name	NINE TRUST INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3296 Main St was $8,422, up 4.1% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Municipality	Vernon City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,422.00 (+4.05%)	$440,011 (+0.2%) Land $22,497 Building $417,514	$440,011 (+0.2%) Land $22,497 Building $417,514
2024	$8,094.00 (+26.41%)	$439,147 (+26.41%) Land $22,497 Building $416,650	$439,147 (+26.41%) Land $22,497 Building $416,650
2023	$6,403.00 (-9.34%)	$347,397 (-8.04%) Land $22,497 Building $324,900	$347,397 (-8.04%) Land $22,497 Building $324,900
2022	$7,063.00	$377,777 Land $22,497 Building $355,280	$377,777 Land $22,497 Building $355,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3296 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2013–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3296 Main St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERNON serves 736 people · EPA ID FL1670710
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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