3296 Guernsey Ave, Memphis, TN 38122 Property Records

Shelby County property record for 3296 Guernsey Ave, Memphis, TN 38122

Property Summary

Property Type	Vacant Land
Details	1,600 sqft · built 1964
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$4,500 (Apr 2024)
Tax Bill	$73 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-8029-0-0045`

Property Details

APN / Parcel Number

Primary APN	`03-8029-0-0045`

Exterior

Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	3296 GUERNSEY AVE
City	MEMPHIS
State	TN
Zip	38122-3172
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RU-1
Legal Description	NS GUERNSEY 44.595 FT E OF HOLMES
Legal Subdivision	PETITE
Legal Lot Number	2
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	1300

Owner

3296 Guernsey Ave, vacant land, is owned by a company that bought it in April 2024.

Source: Shelby County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	15236 CLOVIS ST, VICTORVILLE, CA 92394-1144
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN FUNDER LLC
Nov 18, 2025	Quit Claim Deed, Transfer · Construction Mortgage CADEN CAPITAL LLC
Apr 16, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	Nov 19, 1998 · Amount on File
Deed Document Number	202430596
Prior Transfer Date	Mar 8, 2024
Prior Transfer Doc	0000030596
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Jul 22, 2026
Property Address	3296 GUERNSEY AVE, MEMPHIS, TN 38122-3172
Document Number	0000061586
Instrument Date	Jul 13, 2026
Instrument	202661586
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	30 N GOULD ST, SHERIDAN, WY 82801-6317

Mortgage

Document Number	0000061586,
Date	Jul 22, 2026
Instrument	202661586

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 18, 2025
Property Address	3296 GUERNSEY AVE, MEMPHIS, TN 38122-3172
Document Number	0025099362
Map Reference	MB 27 PG 42
Instrument Date	Nov 14, 2025
Instrument	25099362
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15236 CLOVIS ST, VICTORVILLE, CA 92394-1144

Mortgage

Document Number	0025105867
Date	Nov 18, 2025
Instrument	25105867

Lender

Name	CADEN CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Jul 1, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 16, 2024
Property Address	3296 GUERNSEY AVE, MEMPHIS, TN 38122-3172
Document Number	0024030596
Map Reference	MB 27 PG 42
Instrument Date	Mar 1, 2024
Instrument	24030596
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount on Record
Tax	$16.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3694 FAIROAKS AVE, MEMPHIS, TN 38122-1415

Tax Assessment & Valuation

The 2025 property tax bill for 3296 Guernsey Ave was $73, down 59.7% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$73.00 (-59.67%)	$2,750 Land $2,750	$11,000 Land $11,000
2024	$181.00
2021	$69.00		$4,500 Land $4,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3296 Guernsey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3296 Guernsey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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