3296 Glencoe Cir, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3296 Glencoe Cir, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,047 sqft · built 2005
Lot Size	0.157 acres (6,858 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jun 2011)
Tax Bill	$17,969 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`223-460-053`

Property Details

APN / Parcel Number

Primary APN	`223-460-053`
Alternative APN	`223-460-053-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,047 sqft Living Area
1st Floor Area	1,591 sqft
2nd Floor Area	1,456 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,858 sqft (0.157 acres)
Garage Type	Attached
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3296 GLENCOE CIR
City	SAN RAMON
State	CA
Zip	94582-5688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8777 L425
Legal Subdivision	WINDEMERE SUB 8777
Legal Tract	8777
Legal Lot Number	425
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1006
Census Tract	355123

Owner

3296 Glencoe Cir is owned and occupied by two individuals who bought it in June 2011.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3296 GLENCOE CIR, SAN RAMON, CA 94582-5688
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TJ FINANCIAL INC
Feb 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2011 · Amount on File
Deed Sale	Jun 16, 2011 · Amount on File
Prior Sale	Sep 30, 2005 · Amount on File
Deed Document Number	2011119643
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3296 GLENCOE CIR, SAN RAMON, CA 94582-5688
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113852
Date	Jun 12, 2020
Instrument	2020-113852

Lender

Name	TJ FINANCIAL INC
Type	Funding / Finance Company
Address	MONROVIA, CA 91016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3296 GLENCOE CIR, SAN RAMON, CA 94582-5688
Document Number	0000026228
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3296 GLENCOE CIR SAN RAMON CA 945825688, SAN RAMON, CA 94582-5688

Mortgage

Document Number	0000026228
Date	Feb 20, 2018
Instrument	26228

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3296 Glencoe Cir was $17,969 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,143,438 (+2%) Land $509,648 Building $633,790
2025	$17,969.00 Homeowner's exemption	$1,121,018 Land $499,655 Building $621,363
2023	$17,989.00 (+2.16%) Homeowner's exemption	$1,077,489 Land $480,253 Building $597,236
2022	$17,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3296 Glencoe Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3296 Glencoe Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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