Genesee County property record for 3296 Gernada Dr, Clio, MI 48420
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,036 sqft · built 1976 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,400 (Jun 2017) |
| Tax Bill | $3,555 (2025) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-27-502-071 |
| Primary APN | 18-27-502-071 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,036 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3296 GERNADA DR |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 109 SOUTH CLIO HEIGHTS NO 2 |
| Legal Subdivision | SOUTH CLIO HEIGHTS |
| Legal Lot Number | 109 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | VIENNA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10116 |
3296 Gernada Dr is owned and occupied by an individual who bought it in June 2017.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3296 GERNADA DR, CLIO, MI 48420-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on File |
| Deed Sale | Jun 28, 2017 · Amount on File |
| Deed Document Number | 201746894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 28, 2017 |
| Property Address | 3296 GERNADA DR, CLIO, MI 48420-1913 |
| Document Number | 201706280046894 |
| Map Reference | LB49 PG12 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 201706280046894 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,440.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3296 GERNADA DR, 3296, CLIO, MI 48420-1913 |
| Name | Verified Name |
|---|---|
| Address | 3296 GERNADA DR, CLIO, MI 48420-1913 |
| Document Number | 201706280046895 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 201706280046895 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 3296 Gernada Dr was $3,555 with a homeowner's exemption, up 2.8% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Vienna Charter Township |
| Unified School District | Clio Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,100 (+11.45%) | $286,200 (+11.45%) | |
| 2025 | $3,555.00 (+2.83%) Homeowner's exemption | $128,400 | $256,800 |
| 2024 | $3,457.00 | ||
| 2023 | $117,100 | $234,200 | |
| 2019 | $2,701.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3296 Gernada Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3296 Gernada Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile.
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