Sarasota County property record for 3296 Emerald Ln, North Port, FL 34286
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 1994 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,389 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0980-04-2307 |
| Primary APN | 0980-04-2307 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 188 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3296 EMERALD LN |
|---|---|
| City | NORTH PORT |
| State | FL |
| Zip | 34286-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 6 & 7, BLK 423, 9TH ADD TO PORT CHARLOTTE |
| Legal Range | 21E |
| Legal Township | 39S |
| Legal Section | 22 |
| Legal Subdivision | PORT CHARLOTTE SUB 09 |
| Legal Tract | 1527 |
| Legal Block | 423 |
| Legal Lot Number | 6,7 7 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | NORTH PORT |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2743 |
Source: Sarasota County records · APN 0980-04-2307
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3296 EMERALD LN, NORTH PORT, FL 34286-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 21, 2020 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Feb 21, 2020 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Nov 22, 2017 | Deed of Trust, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Dec 05, 2017 |
| Last Transfer Date | Oct 20, 2021 |
| Transfer Doc | 0000190805 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3296 EMERALD LN, NORTH PORT, FL 34286-5102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3296 EMERALD LN, NORTH PORT, FL 34286-5102 |
| Document Number | 0000050805 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024050805 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 11904, TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Oct 20, 2021 |
| Property Address | 3296 EMERALD LN, NORTH PORT, FL 34286-5102 |
| Document Number | 0000190805 |
| Map Reference | MB 12 PG 21&21A-21S |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021190805 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 3280 EMERALD LN, 3280, NORTH PORT, FL 34286-5102 |
| Name | Verified Name |
|---|---|
| Address | 3296 EMERALD LN, NORTH PORT, FL 34286-5102 |
| Document Number | 0000190806 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021190806 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3296 EMERALD LN, NORTH PORT, FL 34286-5102 |
| Document Number | 0000030846 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3296 EMERALD LN NORTH PORT FL 342865102, NORTH PORT, FL 34286-5102 |
| Document Number | 0000030846 |
|---|---|
| Date | Mar 04, 2020 |
| Instrument | 30846 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 111 S ORANGE AVE # 103, SARASOTA, FL 34236-5806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3296 EMERALD LN, NORTH PORT, FL 34286-5102 |
| Document Number | 0000030847 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3296 EMERALD LN NORTH PORT FL 342865102, NORTH PORT, FL 34286-5102 |
| Document Number | 0000030847 |
|---|---|
| Date | Mar 04, 2020 |
| Instrument | 30847 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 111 S ORANGE AVE # 103, SARASOTA, FL 34236-5806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3296 EMERALD LN, NORTH PORT, FL 34286-5102 |
| Document Number | 0000149037 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3296 EMERALD LN NORTH PORT FL 342865102, NORTH PORT, FL 34286-5102 |
| Document Number | 0000149037 |
|---|---|
| Date | Dec 05, 2017 |
| Instrument | 149037 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 04, 2047 |
Source: Sarasota County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | North Port City |
| Unified School District | Sarasota County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,389.00 (-34.9%) Homeowner's exemption | $204,500 (-13%) Land $36,000 Building $168,500 | $204,500 (-18.62%) Land $36,000 Building $168,500 |
| 2023 | $3,670.00 (+3.67%) Homeowner's exemption | $235,046 (+3%) | $251,300 (+10.12%) Land $43,400 Building $207,900 |
| 2022 | $3,540.00 Homeowner's exemption | $228,200 Land $37,900 Building $190,300 | $228,200 Land $37,900 Building $190,300 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 192 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH PORT UTILITIES serves 61,163 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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