3296 E River Rd, Truxton, NY 13158 Property Records

Cortland County and Truxton Town property record for 3296 E River Rd, Truxton, NY 13158

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Oct 2014)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114400 59.00-05-05.000`

Property Details

APN / Parcel Number

Primary APN	`114400 59.00-05-05.000`
Alternative APN	`440005900000050050000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3296 E RIVER RD
City	TRUXTON
State	NY
Zip	13158-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	5.000
Jurisdiction	CORTLAND NY
Township / Civil Division	TRUXTON
Census Block Group	2
Census Block	2058
Census Tract	970100

Owner

Source: Cortland County and Truxton Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3296 E RIVER RD, TRUXTON, NY 13158-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 8, 2014 · Amount on Record
Deed Sale	Oct 8, 2014 · Amount on Record
Prior Sale	Jul 21, 1994 · Amount on Record
Deed Book / Page	2014 / 4790
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Jan 8, 2020
Property Address	3296 E RIVER RD, TRUXTON, NY 13158-3110
Document Number	0000000119
Instrument Date	Dec 24, 2019
Instrument	119
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1744 OSHEA RD HOMER NY 130779534, HOMER, NY 13077-9534

Mortgage

Document Number	121
Date	Jan 8, 2020
Instrument	121

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: Cortland County and Truxton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Truxton Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,373.00 (+3.9%)	$97,500 (-) Land $12,000 Building $85,500	$157,258 (+8.06%) Land $19,355 Building $137,903
2023	$2,284.00	$97,500 Land $12,000 Building $85,500	$145,522 Land $17,910 Building $127,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1981–2021)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20