3296 Dunwick Dr, Johns Island, SC 29455 Property Records

Charleston County property record for 3296 Dunwick Dr, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,432 sqft · built 2015
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2019)
Tax Bill	$2,157 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`279-08-00-115`

Property Details

APN / Parcel Number

Primary APN	`279-08-00-115`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	1,080 sqft
Upper Floors Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Patio Area	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3296 DUNWICK DR
City	JOHNS ISLAND
State	SC
Zip	29455-8439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L14 MAPPLATP 0332 SUBDIVISIONNAME FENWICK HILLS PHASE 1 BLOCK LOT 27 GOVLOT TRACT
Legal Subdivision	FENWICK HILLS PHASE 1
Legal Phase	1
Legal Lot Number	27
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	1
Census Block	1072
Census Tract	2107

Owner

Source: Charleston County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3296 DUNWICK DR, JOHNS ISLAND, SC 29455-8439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK NA
Jun 5, 2019	Grant Deed, Transfer · Line of Credit ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Jul 28, 2015 · Amount on Record
Deed Book / Page	799 / 844
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3296 DUNWICK DR, JOHNS ISLAND, SC 29455-8439
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013770010
Date	Mar 23, 2026
Book Page	1377/10

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3296 DUNWICK DR, JOHNS ISLAND, SC 29455-8439
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011380892
Date	Sep 21, 2022
Book Page	1138/892

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3296 DUNWICK DR, JOHNS ISLAND, SC 29455-8439
Document Number	0866/0417
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3296 DUNWICK DR JOHNS ISLAND SC 294558439, JOHNS ISLAND, SC 29455-8439

Mortgage

Document Number	0866/0417
Date	May 29, 2020
Book Page	000866/000417

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 5, 2019
Property Address	3296 DUNWICK DR, JOHNS ISLAND, SC 29455-8439
Document Number	0799/0844
Book / Page	000799 / 000844
Instrument Date	May 20, 2019
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3296 DUNWICK DR JOHNS ISLAND SC 294558439, JOHNS ISLAND, SC 29455-8439

Mortgage

Document Number	799/0845
Date	Jun 5, 2019
Book Page	000799/000845

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,157.00 (+13.11%)
2024	$1,907.00 (+7.92%)	$14,240 (-)
2022	$1,767.00	$14,240	$355,900 (-) Land $75,000 Building $280,900
2020			$355,900 Land $75,000 Building $280,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 217 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	217 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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