Chautauqua County and Ellery Town property record for 3296 Cheney Dr, Bemus Point, NY 14712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,200 sqft · built 1967 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $19,071 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2018 Mortgage + 1 more |
| APN | 063689 368.07-1-24 |
| Primary APN | 063689 368.07-1-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| 2nd Floor Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 198 ft deep x 198 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 675 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 3296 CHENEY DR |
|---|---|
| City | BEMUS POINT |
| State | NY |
| Zip | 14712-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | LAKEFRONT; OLD APN: 063689 39-7-7.4 |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | ELLERY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 36902 |
Source: Chautauqua County and Ellery Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3296 CHENEY DR, BEMUS POINT, NY 14712-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Apr 3, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Apr 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 3296 CHENEY DR, BEMUS POINT, NY 14712-9765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2021001317 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | MT2021001317 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 3296 CHENEY DR, BEMUS POINT, NY 14712-9765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2018001921 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | MT2018001921 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 3296 CHENEY DR, BEMUS POINT, NY 14712-9765 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Name | Verified Name |
|---|
| Document Number | MT2020001884 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | MT2020001884 |
| Name | NORTHWEST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Ellery Town |
| Unified School District | Bemus Point Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,071.00 (+0.35%) Homeowner's exemption | ||
| 2025 | $19,004.00 | $625,000 (-) Land $396,000 Building $229,000 | $1,008,100 (+12.42%) Land $638,732 Building $369,368 |
| 2023 | $625,000 (-) Land $396,000 Building $229,000 | $896,700 (+12.76%) Land $568,149 Building $328,551 | |
| 2022 | Homeowner's exemption | $625,000 Land $396,000 Building $229,000 | $795,200 Land $503,839 Building $291,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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