3296 Central Ave, Waycross, GA 31503 Property Records

Ware County property record for 3296 Central Ave, Waycross, GA 31503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,038 sqft · built 1970
Lot Size	1.78 acres (77,537 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 1998)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054B-02-018`

Property Details

APN / Parcel Number

Primary APN	`054B-02-018`
Alternative APN	`3852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,038 sqft Heated Area
1st Floor Area	3,038 sqft
Utility Area	322 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,537 sqft (1.78 acres)
Garage Type	Carport
Garage Area	667 sqft
Carport	Carport
Carport Area	667 sqft
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3852
Street Address	3296 CENTRAL AVE
City	WAYCROSS
State	GA
Zip	31503-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	006
Legal Description	CENTRAL AVE 3296 LL163/8
Legal Subdivision	RUSTON SLOPES
Jurisdiction	WARE GA
Township / Civil Division	WAYCROSS
Census Block Group	2
Census Block	2004
Census Tract	950600

Owner

3296 Central Ave is owned and occupied by an individual who bought it in March 1998.

Source: Ware County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3296 CENTRAL AVE, WAYCROSS, GA 31503-9430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage UNITED WHOLESALE LENDING
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 1998 · Amount on File
Deed Sale	Mar 10, 1998 · Amount on File
Prior Sale	Mar 17, 1987 · Amount on File
Deed Book / Page	32K / 215
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE GA
Recording Date	May 14, 2026
Property Address	3296 CENTRAL AVE, WAYCROSS, GA 31503-9430
Document Number	00094W0000000264
Book / Page	94W / 264
Instrument Date	Mar 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3296 CENTRAL AVE, WAYCROSS, GA 31503-9430

Mortgage

Document Number	0094000264,
Date	May 14, 2026
Book Page	94W/264

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE GA
Property Address	3296 CENTRAL AVE, WAYCROSS, GA 31503-9430
Document Number	00080X0224
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3296 CENTRAL AVE WAYCROSS GA 315039430, WAYCROSS, GA 31503-9430

Mortgage

Document Number	00080X0224
Date	Jan 19, 2021
Book Page	00080X/000224

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3296 Central Ave was $2,014 with exemptions applied, down 1.9% from the year before.

Source: Ware County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Ware County
Unified School District	Ware County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 (-1.95%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$138,581 (-) Land $16,680 Building $121,901	$346,452 (-) Land $41,700 Building $304,752
2024	$2,054.00 (+9.9%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$138,581 (+34.61%) Land $16,680 Building $121,901	$346,452 (+34.61%) Land $41,700 Building $304,752
2023	$1,869.00 (-12.99%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$102,947 (-) Land $21,360 Building $81,587	$257,368 (-) Land $53,400 Building $203,968
2022	$2,148.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$102,947 Land $21,360 Building $81,587	$257,368 Land $53,400 Building $203,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3296 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3296 Central Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SATILLA REGIONAL WATER & SEWER AUTH-EAST serves 3,654 people · EPA ID GA2990051
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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