3295 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3295 Vincent Rd, Clyde, MI 48049 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,292 sqft · built 1967
Lot Size	4.59 acres (200,376 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2005)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`74-15-035-4019-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-035-4019-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Living Area
Basement Area	1,292 sqft

Exterior

Year Built	Built 1967
Lot Area	200,376 sqft (4.59 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74150354019000
Street Address	3295 VINCENT RD
City	CLYDE
State	MI
Zip	48049-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 134.08' OF W 301.13' OF THAT PART OF W 1/2 OF SW 1/4 LYING BETW VINCENT RD, CO RD 873 A, & BLACK RIVER & CONT 4.6 A. 4.6 A
Legal Range	16E
Legal Township	07N
Legal Section	35
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3028
Census Tract	633100

Owner

Source: St. Clair County records · APN 74-15-035-4019-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3295 VINCENT RD, CLYDE, MI 48049-4440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2023	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUE WATER FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2005 · Amount on Record
Deed Sale	Apr 06, 2005 · Amount on Record
Deed Document Number	2005010032
Deed Book / Page	3313 / 867
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3295 VINCENT RD, CLYDE, MI 48049-4440
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3295 VINCENT RD, CLYDE, MI 48049-4440

Mortgage

Document Number	0005589148
Date	Jan 03, 2023
Book Page	5589/148
Instrument	2023000082

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3295 VINCENT RD, CLYDE, MI 48049-4440
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3295 VINCENT RD, CLYDE, MI 48049-4440

Mortgage

Document Number	0052760185
Date	Nov 20, 2020
Book Page	5276/185
Instrument	2020029327

Lender

Name	BLUE WATER FCU
Type	Credit Union
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 10, 2035

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$135,200
2024		$270,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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