3295 Simpson Rd, Fort Gratiot, MI 48059 Property Records

St. Clair County property record for 3295 Simpson Rd, Fort Gratiot, MI 48059

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 1979
Lot Size0.404 acres (17,598 sqft)
OwnerIndividual Name on File
Last Sale$235,500 (Jun 2022)
Tax Bill$1,733 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-20-618-0008-000

Property Details

APN / Parcel Number

Primary APN74-20-618-0008-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,460 sqft Living Area
1st Floor Area1,460 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Lot Area17,598 sqft (0.404 acres)
Lot Dimensions162 ft deep x 88 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address3295 SIMPSON RD
CityFORT GRATIOT
StateMI
Zip48059-4242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionLOT 8 PIERCE-MILLER PLAT
Legal SubdivisionPIERCE MILLER PLAT
Legal Lot Number8
Legal Unit8
JurisdictionSAINT CLAIR MI
Township / Civil DivisionFORT GRATIOT
Census Block Group3
Census Block3001
Census Tract630400

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3295 SIMPSON RD, FORT GRATIOT, MI 48059-4242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Deed Document Number202215751
Deed Book / Page5537 / 258
Prior Transfer DateOct 5, 2012
Prior Transfer Doc004307/235
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJun 29, 2022
Property Address3295 SIMPSON RD, FORT GRATIOT, MI 48059-4242
Document Number0005537258
Book / Page5537 / 258
Map ReferenceLB 81 PG 1
Instrument DateMay 26, 2022
Instrument2022015751
Transaction TypeTransfer
Record UpdatedJul 14, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,766.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3295 SIMPSON RD, 3295, FORT GRATIOT, MI 48059-4242

Transferred To (Grantee/Buyer)

NameVerified Name
Address3295 SIMPSON RD # 3, 3, FORT GRATIOT, MI 48059-4242
InvestorPossibly a Property Investor

Mortgage

Document Number2022015752
DateJun 29, 2022
Instrument2022015752
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionFort Gratiot Charter Township
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,733.00 Homeowner's exemption$101,500 (+17.48%)
2024$203,000 (+17.48%)
2023$86,400
2022$2,995.00$172,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimMar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORT HURON
serves 28,983 people · EPA ID MI0005480
Water SourceSurface water
Last State InspectionNov 2021
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Broadband
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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