3295 Pappani Way, San Jose, CA 95148 Property Records

Santa Clara County property record for 3295 Pappani Way, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,983 sqft · built 1996
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$719,000 (Nov 2000)
Tax Bill	$15,985 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`659-49-039`

Property Details

APN / Parcel Number

Primary APN	`659-49-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,983 sqft Living Area
1st Floor Area	1,026 sqft
2nd Floor Area	957 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,400 sqft (0.124 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3295 PAPPANI WAY
City	SAN JOSE
State	CA
Zip	95148-3843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 8779 BOOK 676 PAGE 29 PAGE 31 LOT 51
Legal Tract	8779
Legal Lot Number	51
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2012
Census Tract	503326

Owner

3295 Pappani Way is owned and occupied by two individuals who bought it in November 2000.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3295 PAPPANI WAY, SAN JOSE, CA 95148-3843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2000 · Amount on File
Deed Sale	Nov 8, 2000 · Amount on File
Prior Sale	Dec 13, 1996 · Amount on File
Deed Document Number	200015455340
Prior Transfer Date	Mar 16, 1999
Prior Transfer Doc	0014853898
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3295 PAPPANI WAY, SAN JOSE, CA 95148-3843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3295 PAPPANI WAY, SAN JOSE, CA 95148-3843

Mortgage

Document Number	0024587141
Date	Aug 25, 2020
Instrument	24587141

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3295 PAPPANI WAY, SAN JOSE, CA 95148-3843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024460815
Date	Apr 22, 2020
Instrument	24460815

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3295 PAPPANI WAY, SAN JOSE, CA 95148-3843
Document Number	0023855823
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3295 PAPPANI WAY SAN JOSE CA 951483843, SAN JOSE, CA 95148-3843

Mortgage

Document Number	0023855823
Date	Jan 25, 2018
Instrument	23855823

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 24, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3295 Pappani Way was $15,985 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,105,072 (+2%) Land $445,716 Building $659,356
2025	$15,985.00 Homeowner's exemption	$1,083,405 Land $436,977 Building $646,428
2023	$15,436.00 (+0.63%) Homeowner's exemption	$1,041,336 Land $420,009 Building $621,327
2022	$15,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3295 Pappani Way in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3295 Pappani Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 833 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: T-Mobile.

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