Mitchell County property record for 3295 NC 80, Bakersville, NC 28705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,028 sqft · built 1972 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,000 (Oct 2017) |
| Tax Bill | $1,575 (2026) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0852-00-89-8440 |
| Primary APN | 0852-00-89-8440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,028 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 71,874 sqft (1.65 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 555781115 |
|---|---|
| Street Address | 3295 NC 80 |
| City | BAKERSVILLE |
| State | NC |
| Zip | 28705-7103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BANDANA RD |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | BAKERSVILLE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 950200 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3295 NC 80, BAKERSVILLE, NC 28705-7103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on Record |
| Deed Sale | Oct 27, 2017 · Amount on Record |
| Deed Document Number | 20172067 |
| Deed Book / Page | 585 / 360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 27, 2017 |
| Property Address | 3295 NC 80, BAKERSVILLE, NC 28705-7103 |
| Document Number | 585/360 |
| Book / Page | 585 / 360 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017002067 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 56, SPRUCE PINE, NC 28777-0056 |
| Name | Verified Name |
|---|---|
| Address | 3295 NC 80, BAKERSVILLE, NC 28705-7103 |
| Document Number | 585/363 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 585/363 |
| Instrument | 2017002068 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,575.00 (+12.9%) | $240,600 (+13.22%) Land $35,500 Building $205,100 | |
| 2025 | $1,395.00 (+4.26%) | $212,500 (-) Land $35,500 Building $177,000 | |
| 2023 | $1,338.00 | $212,500 Land $35,500 Building $177,000 | $244,200 Land $35,500 Building $208,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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