Lane County property record for 3295 Inspiration Point Dr, Eugene, OR 97405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,072 sqft · built 1948 |
| Lot Size | 0.293 acres (12,741 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2025) |
| Tax Bill | $3,772 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03-07-23-01900-000 |
| Primary APN | 18-03-07-23-01900-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,741 sqft (0.293 acres) |
| Garage Type | Carport |
| Garage Area | 348 sqft |
| Carport | Carport |
| Carport Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 0637643 |
|---|---|
| Street Address | 3295 INSPIRATION POINT DR |
| City | EUGENE |
| State | OR |
| Zip | 97405-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TL 01900 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 07 |
| Legal Subdivision | INSPIRATION POINT TERRACES |
| Legal Lot Number | 1900 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 5300 |
Source: Lane County assessment roll, APN 18-03-07-23-01900-000, as of November 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3295 INSPIRATION POINT DR, EUGENE, OR 97405-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2025 · Amount on Record |
| Deed Sale | Jun 06, 2025 · Amount on Record |
| Prior Sale | Jun 06, 2002 · Amount on Record |
| Deed Document Number | 202516670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jun 26, 2026 |
| Property Address | 3295 INSPIRATION POINT DR, EUGENE, OR 97405-2320 |
| Document Number | 0000021214 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202621214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CASCADE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship, 164 |
| Address | 3295 INSPIRATION POINT DR, EUGENE, OR 97405-2320 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021214, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202621214 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3295 INSPIRATION POINT DR, EUGENE, OR 97405-2320 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060648 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-060648 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lane County assessment roll as of November 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,772.00 (+3.88%) | $193,642 (+6.09%) | $451,805 (+17.2%) Land $154,617 Building $297,188 |
| 2023 | $3,631.00 (+4.04%) | $182,527 (+3%) | $385,496 (+12.38%) Land $119,885 Building $265,611 |
| 2022 | $3,490.00 | $177,211 | $343,027 Land $121,686 Building $221,341 |
Source: FEMA National Flood Hazard Layer, Lane County (41039C), as of August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390053002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 333 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Hunter Communications & Technologies Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system OR4100287, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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