3295 Hillcrest Rd, Geneva, IL 60134 Property Records

Kane County property record for 3295 Hillcrest Rd, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,782 sqft · built 2000
Lot Size0.268 acres (11,658 sqft)
Owner2 Individual Names on File
Last Sale$387,500 (Jun 2005)
Tax Bill$12,207 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN12-05-130-001

Property Details

APN / Parcel Number

Primary APN12-05-130-001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,782 sqft Living Area
Gross Area4,031 sqft
Basement Area1,249 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Lot Area11,658 sqft (0.268 acres)
View / LotCorner
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address3295 HILLCREST RD
CityGENEVA
StateIL
Zip60134-4637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 IN FISHER FARMS NEIGHBORHOOD 4
Legal SubdivisionFISHER FARMS
Legal Block3
Legal Lot Number16
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3005
Census Tract854800

Owner

3295 Hillcrest Rd is owned and occupied by two individuals who bought it in June 2005.

Source: Kane County records, as of September 8, 2026

Owner of Record2 Individual Names on File
Mailing Address3295 HILLCREST RD, GENEVA, IL 60134-4637
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2005 · Amount on File
Deed SaleJun 23, 2005 · Amount on File
Prior SaleJul 19, 2001 · Amount on File
Deed Document Number200571480
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateAug 28, 2026
Property Address3295 HILLCREST RD, GENEVA, IL 60134-4637
Document Number0000037494
Instrument DateAug 26, 2026
Instrument202637494
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address3295 HILLCREST RD, GENEVA, IL 60134-4637

Mortgage

Document Number0000037494,
DateAug 28, 2026
Instrument202637494
Lender
NameFIRST AMERICAN BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 1, 2036
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3295 HILLCREST RD, GENEVA, IL 60134-4637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033650
DateJul 30, 2019
Instrument2019K033650
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 3295 Hillcrest Rd was $12,207 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,207.00 Homeowner's exemption$173,452 (+8.5%) Land $35,448 Building $138,004$520,564 (+8.5%) Land $106,387 Building $414,178
2024$159,864 Land $32,671 Building $127,193$479,784 Land $98,052 Building $381,732
2022$10,982.00 (+3.04%) Homeowner's exemption$135,041 (+3.86%) Land $27,598 Building $107,443$405,123 (+3.86%) Land $82,794 Building $322,329
2021$10,658.00 Homeowner's exemption$130,022 Land $26,572 Building $103,450$390,066 Land $79,716 Building $310,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3295 Hillcrest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3295 Hillcrest Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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