3295 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3295 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1992
Square Footage3,080 sqft Living Area
Lot Size78,408 sqft (1.8 acres)
GarageAttached, 840 sqft
OccupancyOwner Occupied
Tax Bill$11,999.00 (2025)

Property Details

APN / Parcel Number

Primary APN013089 15.00-3-10.13
Alternative APNs
  • 308901500000030100130000
  • 01500000030100130000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area3,080 sqft Living Area
1st Floor1,600 sqft 1st Floor
2nd Floor1,480 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Lot Area78,408 sqft (1.8 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area840 sqft Garage
Pool TypeAbove-Ground Pool Pool Type
Pool Area255 sqft Pool
Porch Area583 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number01500000030100130000
Street Address3295 E LYDIUS ST
CitySCHENECTADY
StateNY
Zip12303-4731
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVAITULIS ACRES SEC II LOT 3E 3295 LYDIUS ST
Legal SubdivisionVAITULIS ACRES
Legal Block3
Legal Lot Number10.013
JurisdictionALBANY NY
Minor Civil DivisionGUILDERLAND
Census Blockgroup3
Census Block3001
Census Tract14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 15.00-3-10.13

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3295 E LYDIUS ST, SCHENECTADY, NY 12303-4731
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Mar 03, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
TRUSTCO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2017
Deed SaleMar 03, 2017
Deed Doc Number20175722
Last Transfer DateJan 30, 2019
Transfer Doc0000000009
Record RefreshedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3295 E LYDIUS ST, SCHENECTADY, NY 12303-4731
Document Number0000021342
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3295 E LYDIUS ST SCHENECTADY NY 123034731, SCHENECTADY, NY 12303-4731

Mortgage

Document Number0000021342
DateOct 09, 2019
Instrument21342
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 08, 2029
Interest
Rate TypeAdjustable Rate

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateMar 03, 2017
Property Address3295 E LYDIUS ST, SCHENECTADY, NY 12303-4731
Document Number0000005724
Instrument DateFeb 13, 2017
Instrument5724
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3295 E LYDIUS ST SCHENECTADY NY 123034731, SCHENECTADY, NY 12303-4731

Mortgage

Document Number5725
DateMar 03, 2017
Instrument5725
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,999.00 (+11.81%)$424,000 (-) Land $85,000 Building $339,000$565,333 (+13.33%) Land $113,333 Building $452,000
2023$424,000 (-) Land $85,000 Building $339,000$498,824 (+7.06%) Land $100,000 Building $398,824
2022$424,000 Land $85,000 Building $339,000$465,934 Land $93,407 Building $372,527
2021$10,732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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