1. Home
  2. Florida
  3. Laurel Hill
  4. 4th St

3295 4th St, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 3295 4th St, Laurel Hill, FL 32567

Property Summary

Property TypeCommercial Vacant Land
Details1 ba · 1,540 sqft
Lot Size0.12 acres (5,205 sqft)
OwnerIndividual Name on Record
Last Sale$5,000 (Mar 2003)
Tax Bill$67 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-6536-3

Property Details

APN / Parcel Number

Primary APNC56-000-592-6536-3
Alternative APNs
  • 05-5N-22-2510-0011-001B
  • 22N50525100011001B

Interior

Full Baths1 Bath
Building Area1,540 sqft Total Area
1st Floor Area1,540 sqft

Exterior

Construction TypeMasonry / Concrete Block
Roof TypeFlat
Lot Area5,205 sqft (0.12 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address3295 4TH ST
CityLAUREL HILL
StateFL
Zip32567
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionLAUREL HILL S 50 FT OF N1/2 OF LOTS 1 & 2 BLK 11
Legal Range22W
Legal Township05N
Legal Section05
Legal SubdivisionLAUREL HILL
Legal Block11
Legal Lot Number1B
JurisdictionOKALOOSA FL
Township / Civil DivisionLAUREL HILL
Census Block Group1
Census Block1054
Census Tract20200

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1, LAUREL HILL, FL 32567-0001
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2003 · Amount on Record
Deed SaleMar 20, 2003 · Amount on Record
Deed Document Number20031999959
Deed Book / Page2422 / 3275
Last Transfer DateOct 1, 2012
Transfer Doc0031980794
Record UpdatedJun 8, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 16, 2017
Property Address3295 4TH ST, LAUREL HILL, FL 32567
Document Number0033041585
Book / Page003304 / 001585
Instrument DateJun 12, 2017
Instrument3141649
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$239.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4030 2ND AVE LAUREL HILL FL 32567, LAUREL HILL, FL 32567

Mortgage

Document Number33041587
DateJun 16, 2017
Book Page003304/001587
Instrument3141650
Lender
NameJOAN T & VERNON R SMITH
Address8123 4TH ST, LAUREL HILL, FL 32567-2158
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityLaurel Hill City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67.00 (+6.35%)$5,287 (+6.08%) Land $5,287$5,287 (+6.08%) Land $5,287
2023$63.00 (+3.28%)$4,984 (+5.01%) Land $4,984$4,984 (+5.01%) Land $4,984
2022$61.00$4,746 Land $4,746$4,746 Land $4,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1998–2009)
Claims Outside the SFHA6 of 6
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAUREL HILL
serves 1,802 people · EPA ID FL1460416
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
Fidium Fiber
DSL		50 / 10

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures