3294 Toho Trl, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3294 Toho Trl, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	3,582 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,000 (Oct 2017)
Tax Bill	$5,096 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`116-19-022`

Property Details

APN / Parcel Number

Primary APN	`116-19-022`
Alternative APN	`R0048401`

Interior

Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,582 sqft Living Area
1st Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Tri-Level
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Porch	Porch
Deck Area	Deck Area
Patio Area	1,038 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0048401
Street Address	3294 TOHO TRL
City	FLAGSTAFF
State	AZ
Zip	86005-3781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: KACHINA VILLAGE UNIT 05 LOT: 310 SIXTEENTH: NW QUARTER: NW SECTION: 30 TOWNSHIP: 20N RANGE: 07E
Legal Range	07E
Legal Township	20N
Legal Section	30
Legal Subdivision	KACHINA VILLAGE UNIT 05
Legal Lot Number	310
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2004
Census Tract	2202

Owner

Source: Coconino County records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3294 TOHO TRL, FLAGSTAFF, AZ 86005-3781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit BEAZER MORTGAGE CORPORATION
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Oct 27, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	20173799898
Prior Transfer Date	Nov 2, 2005
Prior Transfer Doc	0003353480
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Recording Date	Apr 7, 2026
Property Address	3294 TOHO TRL, FLAGSTAFF, AZ 86005-3781
Document Number	0004036782
Instrument Date	Apr 2, 2026
Instrument	20264036782
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	11310 N MANDARIN LN, TUCSON, AZ 85737-9523

Mortgage

Document Number	0004036782,
Date	Apr 7, 2026
Instrument	20264036782

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3294 TOHO TRL, FLAGSTAFF, AZ 86005-3781
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3294 TOHO TRL, FLAGSTAFF, AZ 86005-3781

Mortgage

Document Number	0003943325
Date	Feb 23, 2022
Instrument	3943325

Lender

Name	ZB NA
Type	Bank
Address	FLAGSTAFF, AZ 86001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3294 TOHO TRL, FLAGSTAFF, AZ 86005-3781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003831529
Date	Dec 10, 2018
Instrument	3831529

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	00000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3294 TOHO TRL, FLAGSTAFF, AZ 86005-3781
Document Number	0003869954
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3294 TOHO TRL FLAGSTAFF AZ 860053781, FLAGSTAFF, AZ 86005-3781

Mortgage

Document Number	0003869954
Date	Apr 8, 2020
Instrument	3869954

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 7, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Oct 27, 2017
Property Address	3294 TOHO TRL, FLAGSTAFF, AZ 86005-3781
Document Number	0003799898
Instrument Date	Oct 17, 2017
Instrument	3799898
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3294 TOHO TRL FLAGSTAFF AZ 860053781, FLAGSTAFF, AZ 86005-3781

Mortgage

Document Number	3799899
Date	Oct 27, 2017
Instrument	3799899

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,855 (-9.97%) Land $14,545 Building $56,310
2025	$5,096.00 (+6.48%)	$78,699 (+0.28%)	$786,987 (+0.28%) Land $156,392 Building $630,595
2024	$4,786.00 (+7.53%)	$78,479 Land $14,895 Building $63,584
2023	$4,451.00 Homeowner's exemption		$784,789 Land $148,945 Building $635,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 93% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KACHINA VILLAGE DWID serves 3,500 people · EPA ID AZ0403013
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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