3294 Thunder Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3294 Thunder Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 2023
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jan 2023)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Jan 2023 Sale & Construction Loan Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-05-25-010136-003-00`

Property Details

APN / Parcel Number

Primary APN	`31-05-25-010136-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,942 sqft Heated Area
Gross Area	2,880 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3294 THUNDER RD
City	MIDDLEBURG
State	FL
Zip	32068-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW 1/4 S31T5R25 A/K/A PRCL4 AS REC O R 4685 PG 1211
Legal Range	25
Legal Township	05
Legal Section	31
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1007
Census Tract	31201

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3294 THUNDER RD, MIDDLEBURG, FL 32068-7303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Warranty Deed, Construction Loan · Construction Mortgage BELL BANK
Jun 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	2023004277
Deed Book / Page	4685 / 1211
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 30, 2023
Property Address	3294 THUNDER RD, MIDDLEBURG, FL 32068-7303
Document Number	0046851211
Book / Page	4685 / 1211
Instrument Date	Jan 27, 2023
Instrument	2023004277
Transaction Type	Construction Loan
Record Updated	Jan 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3160 COUNTY ROAD 218, MIDDLEBURG, FL 32068-7200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6366 LOUIS CLARK CT, JACKSONVILLE, FL 32222-2552

Mortgage

Document Number	0046851214
Date	Jan 30, 2023
Instrument	4685/1214

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Oct 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 29, 2020
Property Address	3294 THUNDER RD, MIDDLEBURG, FL 32068-7303
Document Number	0043231300
Book / Page	004323 / 001300
Instrument Date	Jun 26, 2020
Instrument	32021
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$193.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3160 COUNTY ROAD 218 MIDDLEBURG FL 320687200, MIDDLEBURG, FL 32068-7200

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Apr 2, 2018
Property Address	3294 THUNDER RD, MIDDLEBURG, FL 32068-7303
Document Number	0040690356
Book / Page	004069 / 000356
Instrument Date	Apr 2, 2018
Instrument	16047
Transaction Type	Transfer
Record Updated	Apr 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 70XTRA 1 AVE MIDDLEBURG FL 32068, MIDDLEBURG, FL 32068

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,739.00 (+424.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$295,303 (+432.08%)	$418,577 (+654.19%) Land $49,500 Building $369,077
2023	$713.00 (-14.51%)	$55,500 (+19.32%) Land $49,500 Building $6,000	$55,500 (+19.32%) Land $49,500 Building $6,000
2022	$834.00	$46,515 Land $33,000 Building $13,515	$46,515 Land $33,000 Building $13,515

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Xfinity.

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