3294 Conservancy Ln, Charleston, SC 29414 Property Records

Charleston County property record for 3294 Conservancy Ln, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,409 sqft · built 2011
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jul 2022)
Tax Bill	$2,791 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`307-05-00-746`

Property Details

APN / Parcel Number

Primary APN	`307-05-00-746`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,409 sqft Living Area
1st Floor Area	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	11,761 sqft (0.27 acres)
Terrain	High
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3294 CONSERVANCY LN
City	CHARLESTON
State	SC
Zip	29414-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RICEFIELD OF CAROLINA BAY PHASE SIX ADESCRIPTION -LOT CBCS 244
Legal Subdivision	RICEFIELD OF CAROLINA BAY PHASE SIX A
Legal Phase	6
Legal Lot Number	CBCS
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3027
Census Tract	5601

Owner

3294 Conservancy Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Charleston County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3294 CONSERVANCY LN, CHARLESTON, SC 29414-8118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jun 7, 2022	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 9, 2017	Grant Deed, Transfer · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Book / Page	1114 / 689
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Sep 30, 2026
Property Address	3294 CONSERVANCY LN, CHARLESTON, SC 29414-8118
Document Number	0000060837
Book / Page	1418 / 847
Instrument Date	Sep 24, 2026
Instrument	202660837
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3294 CONSERVANCY LN, CHARLESTON, SC 29414-8118

Mortgage

Document Number	0000060837,
Date	Sep 30, 2026
Book Page	1418/847
Instrument	202660837

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 29, 2051

Interest

Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 7, 2022
Property Address	3294 CONSERVANCY LN, CHARLESTON, SC 29414-8118
Document Number	0011140689
Book / Page	1114 / 689
Map Reference	MB L11 PG 79&80
Instrument Date	May 26, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,297.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3294 CONSERVANCY LN, CHARLESTON, SC 29414-8118

Mortgage

Document Number	0001114691
Date	Jun 7, 2022
Instrument	1114/691

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 9, 2017
Property Address	3294 CONSERVANCY LN, CHARLESTON, SC 29414-8118
Document Number	0644/0030
Book / Page	000644 / 000030
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3294 CONSERVANCY LN CHARLESTON SC 294148118, CHARLESTON, SC 29414-8118

Mortgage

Document Number	644/0032
Date	Jun 9, 2017
Book Page	000644/000032

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.6%

Tax Assessment & Valuation

The 2025 property tax bill for 3294 Conservancy Ln was $2,791, up 6.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,791.00 (+6.81%)	$547,500 (+2,642.99%) Land $113,800 Building $433,700	$547,500 Land $113,800 Building $433,700
2024	$2,613.00	$19,960
2022	$1,651.00	$13,250	$331,300 Land $70,600 Building $260,700
2020			$499,000 Land $110,000 Building $389,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3294 Conservancy Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 688 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	688 in force
Nearby Flood Claims	7 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3294 Conservancy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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