32935 Garfield Rd, Fraser, MI 48026 Property Records

Macomb County property record for 32935 Garfield Rd, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,632 sqft · built 1945
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Sep 2022)
Tax Bill	$5,994 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-228-023`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-228-023`
Alternative APN	`1406228023`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	776 sqft
Basement Area	776 sqft
Unfinished Basement	776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	32935 GARFIELD RD
City	FRASER
State	MI
Zip	48026-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBD
Legal Description	ASSESSOR'S PLAT NO 1 PART OF LOT 16 DESC AS: BEG AT A PT 100 FT S0204'30"W OF NE COR LOT 16; TH S0204'30"W 50 FT; TH N8805'W 135 FT; TH N0204'30"E 50 FT; TH S88*05'E 135 FT TO POB; BEING PARCEL 7. L14 P34. CITY OF FRASER.
Legal Range	13E
Legal Township	01N
Legal Section	05
Legal Subdivision	OF THE SUBDIVISION
Legal Lot Number	16
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3009
Census Tract	254500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32935 GARFIELD RD, FRASER, MI 48026-3849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 27, 2022	Warranty Deed, Transfer PEAK TITLE AGENCY, PEAK TITLE AGENCY CO
Jun 3, 2021	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 6, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Mar 12, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	2022111883
Deed Book / Page	28830 / 951
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0000023916
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32935 GARFIELD RD, FRASER, MI 48026-3849
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32935 GARFIELD RD, FRASER, MI 48026-3849

Mortgage

Document Number	2200111428
Date	Sep 26, 2022
Book Page	28828/292
Instrument	202200111428

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 27, 2022
Property Address	32935 GARFIELD RD, FRASER, MI 48026-3849
Document Number	2200111883
Book / Page	28830 / 951
Map Reference	LB 14 PG 34
Instrument Date	Sep 6, 2022
Instrument	202200111883
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	PEAK TITLE AGENCY, PEAK TITLE AGENCY CO

Transaction

Amount	Amount Recorded
Tax	$2,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 HIGHLAND ST, HOLLISTON, MA 01746-1166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32935 GARFIELD RD, FRASER, MI 48026-3849

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 3, 2021
Property Address	32935 GARFIELD RD, FRASER, MI 48026-3849
Document Number	2102191782
Book / Page	27761 / 581
Map Reference	LB 14 PG 34
Instrument Date	Apr 30, 2021
Instrument	202102191782
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32935 GARFIELD RD, FRASER, MI 48026-3849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32935 GARFIELD RD, FRASER, MI 48026-3849

Mortgage

Document Number	2102191783
Date	Jun 3, 2021
Instrument	202102191783

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32935 GARFIELD RD, FRASER, MI 48026-3849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004865
Date	Jan 10, 2020
Book Page	26450/942
Instrument	2004865

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 6, 2019
Property Address	32935 GARFIELD RD, FRASER, MI 48026-3849
Document Number	0000021331
Book / Page	25837 / 532
Map Reference	LB 14 PG 34
Instrument Date	Feb 28, 2019
Instrument	9021331
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21253 15 MILE RD, 21253, CLINTON TOWNSHIP, MI 48035-3511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32935 GARFIELD RD, FRASER, MI 48026-3849

Mortgage

Document Number	0000021332
Date	Mar 6, 2019
Instrument	9021332

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 12, 2019
Property Address	32935 GARFIELD RD, FRASER, MI 48026-3849
Document Number	0000023916
Book / Page	025846 / 000822
Instrument Date	Feb 28, 2019
Instrument	23916
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32935 GARFIELD RD FRASER MI 480263849, FRASER, MI 48026-3849

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,400 (+2.28%)	$268,800 (+2.28%)
2025	$5,994.00 (+36.69%) Homeowner's exemption	$131,400 (+15.16%)	$262,800 (+15.16%)
2023		$114,100	$228,200
2022	$4,385.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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