3293 Spencer Dr, Memphis, TN 38115 Property Records

Shelby County property record for 3293 Spencer Dr, Memphis, TN 38115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,206 sqft · built 1971
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (Oct 2019)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-4073-A0-0023`

Property Details

APN / Parcel Number

Primary APN	`07-4073-A0-0023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,206 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Deck Area	220 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3293 SPENCER DR
City	MEMPHIS
State	TN
Zip	38115-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	FOX MEADOWS
Legal Lot Number	214
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	2
Census Block	2002
Census Tract	10820

Owner

3293 Spencer Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3293 SPENCER DR, MEMPHIS, TN 38115-3000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	May 8, 2017 · Amount on File
Deed Document Number	2019110463
Prior Transfer Date	Apr 6, 2017
Prior Transfer Doc	0000045312
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 23, 2019
Property Address	3293 SPENCER DR, MEMPHIS, TN 38115-3000
Document Number	0000110463
Instrument Date	Sep 27, 2019
Instrument	110463
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GRP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3293 SPENCER DR MEMPHIS TN 381153000, MEMPHIS, TN 38115-3000

Mortgage

Document Number	110464
Date	Oct 23, 2019
Instrument	110464

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Mortgage

Document Number	110465,
Date	Oct 23, 2019
Instrument	110465

Lender

Name	UNITED HOUSING INC
Address	2750 COLONY PARK DR, MEMPHIS, TN 38118-2088

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3293 Spencer Dr was $1,515.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,515.00	$56,350 Land $5,375 Building $50,975	$225,400 Land $21,500 Building $203,900
2023		$39,950 Land $4,800 Building $35,150
2022	$2,433.00
2021			$159,800 Land $19,200 Building $140,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3293 Spencer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3293 Spencer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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