Allegan County property record for 3293 Eagle Rdg Dr, Saugatuck, MI 49453 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,907 sqft · built 2021 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jul 2019) |
| Tax Bill | $16,886 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-260-025-30 |
| Primary APN | 20-260-025-30 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,907 sqft Living Area |
| 1st Floor Area | 2,907 sqft |
| Basement Area | 2,907 sqft |
| Unfinished Basement | 2,907 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 239,580 sqft (5.5 acres) |
| Lot Width | 246 ft Width |
| Garage Area | 1,100 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3293 EAGLE RIDGE DR |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-8806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NE COR LOT 15 O.R. JOHNSONS PLAN TH S 1070.08' TH W 246' TH N 885.49' TH N 53 DEG 00'50 E 307.55' TO POB SEC 14 T3N R16W |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | O R JOHNSON S PLAN |
| Legal Lot Number | 15 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30802 |
Source: Allegan County records · APN 20-260-025-30
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3293 EAGLE RIDGE DR, SAUGATUCK, MI 49453-8806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Nov 09, 2020 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Jul 18, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2019 · Amount on Record |
| Deed Sale | Jul 18, 2019 · Amount on Record |
| Deed Book / Page | 4362 / 863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3293 EAGLE RIDGE DR, SAUGATUCK, MI 49453-8806 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3293 EAGLE RIDGE DR, SAUGATUCK, MI 49453-8806 |
| Document Number | 004816/432 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 4816/432 |
| Instrument | 2022021754 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3293 EAGLE RIDGE DR, SAUGATUCK, MI 49453-8806 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004652/151 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 4652/151 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3293 EAGLE RIDGE DR, SAUGATUCK, MI 49453-8806 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004535/923 |
|---|---|
| Date | Nov 09, 2020 |
| Book Page | 4535/923 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jul 18, 2019 |
| Property Address | 3293 EAGLE RIDGE DR, SAUGATUCK, MI 49453-8806 |
| Document Number | 004362/863 |
| Book / Page | 4362 / 863 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,247.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3281 TIMBERIDGE TRL, 3281, SAUGATUCK, MI 49453-8427 |
| Name | Verified Name |
|---|---|
| Address | 6228 LIGHT HOUSE CT, SAUGATUCK, MI 49453-9491 |
| Document Number | 0004362866 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 4362/866 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.86% |
| Index | 1-Year LIBOR |
| Max Rate | 8.86% |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Saugatuck Township |
| Unified School District | Saugatuck Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $678,700 (+55.38%) Land $72,600 Building $606,100 | $1,357,400 (+55.38%) Land $145,200 Building $1,212,200 | |
| 2025 | $16,886.00 | ||
| 2023 | $436,800 Land $57,200 Building $379,600 | $873,600 Land $114,400 Building $759,200 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260050308021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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