3293 Carmel Dr, Napa, CA 94558 Property Records

Napa County property record for 3293 Carmel Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,932 sqft · built 1980
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$940,000 (Oct 2021)
Tax Bill	$12,213 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-344-001-000`

Property Details

APN / Parcel Number

Primary APN	`041-344-001-000`
Alternative APNs	`041-344-001` `04134401`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	041-344-001
Street Address	3293 CARMEL DR
City	NAPA
State	CA
Zip	94558-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7
Legal Description	LOT 40 DEERFIELD EAST SUB 12R/M22
Legal Subdivision	DEERFIELD EAST
Legal Lot Number	40
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2006
Census Tract	200703

Owner

3293 Carmel Dr is owned and occupied by an individual who bought it in October 2021.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3293 CARMEL DR, NAPA, CA 94558-4259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit REDWOOD CREDIT UNION
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU
Oct 21, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Deed Document Number	202132889
Prior Transfer Date	Feb 3, 2015
Prior Transfer Doc	0000003532
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3293 CARMEL DR, NAPA, CA 94558-4259
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3293 CARMEL DR, NAPA, CA 94558-4259

Mortgage

Document Number	0000017359
Date	Nov 26, 2025
Instrument	2025-0017359

Lender

Name	REDWOOD CREDIT UNION
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3293 CARMEL DR, NAPA, CA 94558-4259
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3293 CARMEL DR, NAPA, CA 94558-4259

Mortgage

Document Number	0000002141
Date	Feb 20, 2024
Instrument	2024-0002141

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2034

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Oct 21, 2021
Property Address	3293 CARMEL DR, NAPA, CA 94558-4259
Document Number	0000032889
Map Reference	MB 12 PG 22&23
Instrument Date	Oct 14, 2021
Instrument	2021-0032889
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3293 CARMEL DR, NAPA, CA 94558-4259

Mortgage

Document Number	0000032890
Date	Oct 21, 2021
Instrument	2021-0032890

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3293 Carmel Dr was $12,213 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,213.00 (+2.12%) Homeowner's exemption	$1,017,482 (+2%) Land $457,867 Building $559,615	$1,017,482 Land $457,867 Building $559,615
2025	$11,959.00 Homeowner's exemption	$997,533 Land $448,890 Building $548,643
2023	$11,365.00 (+1.42%) Homeowner's exemption	$958,800 Land $431,460 Building $527,340
2022	$11,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3293 Carmel Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3293 Carmel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet, Verizon.

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