Humboldt County property record for 3292 Stuart St, Winnemucca, NV 89445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,036 sqft · built 2004 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $510,591 (Oct 2024) |
| Tax Bill | $5,165 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-0446-06 |
| Primary APN | 16-0446-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 5,030 sqft |
| Basement Area | 2,066 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 928 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3292 STUART ST |
|---|---|
| City | WINNEMUCCA |
| State | NV |
| Zip | 89445-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | LOT 6, HARMONY CANYON SUBDIV SEC: TWN: F RNG: ACRES: 0.52 |
| Legal Subdivision | HARMONY CYN |
| Legal Block | F |
| Legal Lot Number | 6 |
| Jurisdiction | HUMBOLDT NV |
| Township / Civil Division | WINNEMUCCA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10702 |
3292 Stuart St is owner-occupied and held in a trust since October 2024.
Source: Humboldt County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3292 STUART ST, WINNEMUCCA, NV 89445-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2024 · Amount on File |
| Deed Sale | Oct 14, 2024 · Amount on File |
| Prior Sale | Feb 28, 2013 · Amount on File |
| Deed Document Number | 20244820 |
| Prior Transfer Date | Nov 25, 2009 |
| Prior Transfer Doc | 0000005099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT NV |
| Property Address | 3292 STUART ST, WINNEMUCCA, NV 89445-6125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000000051 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 2020-00051 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT NV |
| Property Address | 3292 STUART ST, WINNEMUCCA, NV 89445-6125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000027 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021-00027 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT NV |
| Property Address | 3292 STUART ST, WINNEMUCCA, NV 89445-6125 |
| Document Number | 0000003352 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3292 STUART ST WINNEMUCCA NV 894456125, WINNEMUCCA, NV 89445-6125 |
| Document Number | 0000003352 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 3352 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | ELY, NV 89301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3292 Stuart St was $5,165.
Source: Humboldt County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Humboldt County |
| Municipality | Winnemucca City |
| Unified School District | Humboldt County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,141 Land $22,750 Building $154,391 | $506,117 Land $65,000 Building $441,117 | |
| 2025 | $5,165.00 | ||
| 2023 | $4,875.00 (+2.93%) | $167,144 (+14.54%) Land $19,775 Building $147,369 | $477,554 (+14.54%) Land $56,500 Building $421,054 |
| 2022 | $4,736.00 | $145,931 Land $19,775 Building $126,156 | $416,946 Land $56,500 Building $360,446 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3292 Stuart St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3292 Stuart St is high, ranking above 89% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 72% of Nevada |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINNEMUCCA serves 8,518 people · EPA ID NV0000248 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 120 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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