3292 Southwinds Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3292 Southwinds Dr, Lorena, TX 76655

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,017 sqft · built 2022
Lot Size2.88 acres (125,583 sqft)
OwnerIndividual Name on Record
Tax Bill$10,801 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN300814500008000

Property Details

APN / Parcel Number

Primary APN300814500008000
Alternative APN
  • 406744

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,017 sqft Living Area
1st Floor Area3,017 sqft
FlooringCarpet
FireplaceFireplace
Security AlarmSecurity Alarm

Exterior

Year BuiltBuilt 2022
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area125,583 sqft (2.88 acres)
Lot Dimensions829 ft deep x 153 ft wide
Garage TypeAttached
Garage Area880 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area861 sqft
Utility Building360 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number406744
Street Address3292 SOUTHWINDS DR
CityLORENA
StateTX
Zip76655-3724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEVE CUTBIRTH LOT 8 BLOCK 1 ACRES 2.883
Legal SubdivisionSTEVE CUTBIRTH
Legal Block1
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionMOODY-LORENA
Census Block Group3
Census Block3025
Census Tract3801

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3292 SOUTHWINDS DR, LORENA, TX 76655-3724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Jun 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Aug 6, 2021Vendor's Lien, Transfer · Stand-Alone First Mortgage
AMERICAN BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2021
Deed SaleAug 6, 2021
Deed Document Number2021031226
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3292 SOUTHWINDS DR, LORENA, TX 76655-3724
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3292 SOUTHWINDS DR, LORENA, TX 76655-3724

Mortgage

Document Number0000003071
DateFeb 2, 2026
Instrument2026003071
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3292 SOUTHWINDS DR, LORENA, TX 76655-3724
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 BONHAM DR, HEWITT, TX 76643-3140

Mortgage

Document Number0000019302
DateJun 26, 2023
Instrument2023019302
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateAug 6, 2021
Property Address3292 SOUTHWINDS DR, LORENA, TX 76655-3724
Document Number0000031226
Map ReferenceDOC 2021004358
Instrument DateAug 6, 2021
Instrument2021031226
Transaction TypeTransfer
Record UpdatedOct 24, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2099 WATER WELL RD, LORENA, TX 76655-4069

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 BONHAM DR, HEWITT, TX 76643-3140

Mortgage

Document Number0000031227
DateAug 6, 2021
Instrument2021031227
Lender
NameAMERICAN BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictLorena Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$836,740 (+62.07%) Land $63,170 Building $773,570$836,740 (+62.07%) Land $63,170 Building $773,570
2024$10,801.00 (+47.86%)
2023$516,270 Land $63,170 Building $453,100$516,270 Land $63,170 Building $453,100
2022$7,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 52% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEVI WSC
serves 2,298 people · EPA ID TX1550035
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

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