Cabarrus County property record for 3292 Saddlebrook Dr, Midland, NC 28107 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,000 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $163,000 (2013) |
| Tax Bill | $2,390.00 (2025) |
| Primary APN | 10021D0063.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 2,480 sqft Gross Area |
| 1st Floor | 1,000 sqft 1st Floor |
| Upper Floors | 1,000 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Width | 45 ft Width |
| Driveway | Driveway Concrete |
| Driveway Area | 720 sqft Driveway |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 240 sqft Garage |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 92029 |
|---|---|
| Street Address | 3292 SADDLEBROOK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-7823 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 63 SADDLEBROOK PH 1 MAP 8 PB 63-50/51 |
| Legal Subdivision | SADDLEBROOK |
| Legal Lot Number | 63 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 10, MIDLAND |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 41603 |
Source: Cabarrus County records · APN 10021D0063.000000
Assessment roll updated September 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3292 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Jun 25, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2013 · Amount on Record |
| Deed Sale | Nov 01, 2013 · Amount on Record |
| Prior Sale | Sep 03, 2013 · Amount on Record |
| Deed Book / Page | 10758 / 104 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3292 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3292 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0017753253 |
|---|---|
| Date | Dec 08, 2025 |
| Book Page | 17753/253 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 02, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3292 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 14523161 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3292 SADDLEBROOK DR MIDLAND NC 281077823, MIDLAND, NC 28107-7823 |
| Document Number | 14523161 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 014523/000161 |
| Instrument | 32760 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Sep 24, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,390.00 (+19.14%) | $308,080 (+47.43%) Land $70,000 Building $238,080 | |
| 2024 | $308,080 (+47.43%) Land $70,000 Building $238,080 | ||
| 2023 | $2,006.00 | $208,970 Land $42,500 Building $166,470 | $208,970 Land $42,500 Building $166,470 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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