3292 Hibiscus Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3292 Hibiscus Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	864 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$310,000 (2025)
Tax Bill	$2,456.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2350-1110-0020`
Alternative APNs	`00168838` `168838`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	864 sqft Living Area
1st Floor	864 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Area	480 sqft Garage

Exterior Amenities

Pool Area	200 sqft Pool
Deck Area	60 sqft Deck
Patio Area	268 sqft Patio
Porch	Open Porch
Porch Area	940 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00168838
Street Address	3292 HIBISCUS DR
City	HERNANDO BEACH
State	FL
Zip	34607-3517
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 12 BLOCK 111 LOT 2
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 12
Legal Block	111
Legal Lot Number	2
Legal Unit	12
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1032
Census Tract	41501

Owner

Source: Hernando County records · APN R13-223-16-2350-1110-0020

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3292 HIBISCUS DR, HERNANDO BEACH, FL 34607-3517
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Prior Sale	Jan 23, 1998
Deed Doc Number	2025017940
Deed Book / Page	4534 / 39
Record Refreshed	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3292 HIBISCUS DR, HERNANDO BEACH, FL 34607-3517
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3292 HIBISCUS DR, HERNANDO BEACH, FL 34607-3517

Mortgage

Document Number	0042950125
Date	May 08, 2023
Book Page	4295/125
Instrument	2023027479

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Mar 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00 (-4.58%) Additional exemption filed	$211,529 (+37.57%) Land $90,160 Building $121,369	$211,529 (+10.45%) Land $90,160 Building $121,369
2023		$153,756 Land $54,903 Building $98,853
2022	$2,574.00		$191,508 Land $77,560 Building $113,948

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.