York County property record for 3292 Harmony Rd, Catawba, SC 29704
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,325 sqft · built 2003 |
| Lot Size | 4.2 acres (182,952 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jun 2021) |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Nov 2021 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 686-00-00-109 |
| Primary APN | 686-00-00-109 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,325 sqft Living Area |
| Gross Area | 4,659 sqft |
| 1st Floor Area | 3,325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 182,952 sqft (4.2 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 470 sqft |
| Street Address | 3292 HARMONY RD |
|---|---|
| City | CATAWBA |
| State | SC |
| Zip | 29704-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HARMONY RD & PITTS RD 4.20 AC |
| Legal Subdivision | HARMONY WOODS III |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 61203 |
3292 Harmony Rd is owned and occupied by an individual who bought it in June 2021.
Source: York County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3292 HARMONY RD, CATAWBA, SC 29704-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU |
| Jun 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on File |
| Deed Sale | Jun 4, 2021 · Amount on File |
| Prior Sale | Feb 27, 2003 · Amount on File |
| Deed Document Number | 202132402 |
| Deed Book / Page | 19320 / 223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 3292 HARMONY RD, CATAWBA, SC 29704-9445 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1979300456 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 19793/456 |
| Instrument | 2021067462 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 3292 HARMONY RD, CATAWBA, SC 29704-9445 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1979300438 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 19793/438 |
| Instrument | 2021067461 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jun 4, 2021 |
| Property Address | 3292 HARMONY RD, CATAWBA, SC 29704-9445 |
| Document Number | 1932000223 |
| Book / Page | 19320 / 223 |
| Map Reference | MB 140 PG 218 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021032402 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,609.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3292 HARMONY RD, CATAWBA, SC 29704-9445 |
| Document Number | 2021032403 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021032403 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 3292 Harmony Rd was $2,699.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,699.00 | $19,777 Land $2,810 Building $16,967 | $598,200 Land $85,000 Building $513,200 |
| 2023 | $2,476.00 Additional exemption filed | $17,198 Land $1,800 Building $15,398 | $429,944 Land $45,000 Building $384,944 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3292 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3292 Harmony Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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