Marion County property record for 3292 Cumberland Ln, Centralia, IL 62801
| Property Type | Single Family Home |
|---|---|
| Details | 1,524 sqft · built 2010 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,120 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 1504100024 |
| Primary APN | 1504100024 |
|---|
| Building Area | 1,524 sqft Living Area |
|---|
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Street Address | 3292 CUMBERLAND LN |
|---|---|
| City | CENTRALIA |
| State | IL |
| Zip | 62801-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW NW |
| Legal Subdivision | CENTRALIA LAKE LEASE SITE J2 |
| Jurisdiction | MARION IL |
| Township / Civil Division | RACCOON |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 952300 |
3292 Cumberland Ln, a single family home, is owned by two individuals.
Source: Marion County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2056, SAND SPRINGS, OK 74063-1831 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 3292 CUMBERLAND LN, CENTRALIA, IL 62801-8750 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018R02649 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018R02649 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 11, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 3292 CUMBERLAND LN, CENTRALIA, IL 62801-8750 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | QUAD CITY TITLE, QUAD COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021R01821 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R01821 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3292 Cumberland Ln was $4,120.
Source: Marion County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Marion County |
| County Subdivision | Raccoon Township |
| Elementary School District | Raccoon Consolidated School District 1 (KG - 08) |
| Secondary School District | Salem Community High School District 600 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,120.00 | $73,430 Land $7,690 Building $65,740 | $220,290 Land $23,070 Building $197,220 |
| 2022 | $3,745.00 | $55,710 Land $5,840 Building $49,870 | $167,130 Land $17,520 Building $149,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3292 Cumberland Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3292 Cumberland Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RACCOON WATER COMPANY private · serves 7,080 people · EPA ID IL1215100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwitz Internet Services Fixed Wireless | 30 / 5 |
May also be available: AT&T, Verizon, Wisper ISP.
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