3292 Anchor Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 3292 Anchor Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1972
Lot Size	0.87 acres (3,800 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Feb 2020)
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`165-375-44-00`

Property Details

APN / Parcel Number

Primary APN	`165-375-44-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	3,800 sqft (0.87 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3292 ANCHOR CIR
City	OCEANSIDE
State	CA
Zip	92056-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 20 PARS 2&3 PER DOC24688REC72 IN LOT 91 MAP 6940&IN TR 006892
Legal Subdivision	COSTA SERENA
Legal Tract	006892
Legal Block	3
Legal Lot Number	20,91
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18517

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3292 ANCHOR CIR, OCEANSIDE, CA 92056-4120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Feb 21, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Nov 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 17, 2019	Grant Deed, Construction Loan · Construction Mortgage 212 LNS/CA LLC
Sep 17, 2019	Grant Deed, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO/CA SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Prior Sale	Sep 17, 2019 · Amount on Record
Deed Document Number	202090152
Prior Transfer Date	Sep 13, 2005
Prior Transfer Doc	0000044496
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3292 ANCHOR CIR, OCEANSIDE, CA 92056-4120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3292 ANCHOR CIR, OCEANSIDE, CA 92056-4120

Mortgage

Document Number	0000484750
Date	Aug 26, 2020
Instrument	2020-0484750

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3292 ANCHOR CIR, OCEANSIDE, CA 92056-4120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3292 ANCHOR CIR, OCEANSIDE, CA 92056-4120

Mortgage

Document Number	0000055110
Date	Jan 25, 2021
Instrument	2021-0055110

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2020
Property Address	3292 ANCHOR CIR, OCEANSIDE, CA 92056-4120
Document Number	0000090152
Instrument Date	Dec 12, 2019
Instrument	90152
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3292 ANCHOR CIR OCEANSIDE CA 920564120, OCEANSIDE, CA 92056-4120

Mortgage

Document Number	90153
Date	Feb 21, 2020
Instrument	90153

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2019
Property Address	3292 ANCHOR CIR, OCEANSIDE, CA 92056-4120
Document Number	0000501244
Instrument Date	Oct 28, 2019
Instrument	501244
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	374 ENCINITAS BLVD #B ENCINITAS CA 920243723, B, ENCINITAS, CA 92024-3723

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2019
Property Address	3292 ANCHOR CIR, OCEANSIDE, CA 92056-4120
Document Number	0000406159
Instrument Date	Sep 4, 2019
Instrument	406159
Transaction Type	Construction Loan
Record Updated	Sep 24, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 ENCINITAS BLVD #8 ENCINITAS CA 920243723, 8, ENCINITAS, CA 92024-3723

Mortgage

Document Number	406160
Date	Sep 17, 2019
Instrument	406160

Lender

Name	212 LNS/CA LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 16, 2020

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2019
Property Address	3292 ANCHOR CIR, OCEANSIDE, CA 92056-4120
Document Number	0000405696
Instrument Date	Aug 29, 2019
Instrument	405696
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO/CA SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$335.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5030 CAMINO DE LA SIESTA SAN DIEGO CA 921083116, SAN DIEGO, CA 92108-3116

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,550 (+2%) Land $319,035 Building $159,515
2025	$5,216.00 (+5.25%) Homeowner's exemption	$469,168 (+4.04%) Land $312,780 Building $156,388
2023	$4,956.00 (+1.56%) Homeowner's exemption	$450,952 Land $300,636 Building $150,316
2022	$4,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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