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3291 Settlers Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3291 Settlers Trl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,732 sqft · built 2001
Lot Size0.266 acres (11,586 sqft)
OwnerIndividual Name on Record
Last Sale$55,000 (Dec 2005)
Tax Bill$3,083 (2025)
Deeds & MortgagesApr 2019 Sale
Flood ZoneZone X (minimal risk)
APN16-26-30-0575-0001-0010

Property Details

APN / Parcel Number

Primary APN16-26-30-0575-0001-0010
Alternative APNs
  • 263016057500010010
  • 85359

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,732 sqft Living Area
Gross Area2,554 sqft
1st Floor Area1,732 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,586 sqft (0.266 acres)
Lot Dimensions136 ft deep x 85 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area404 sqft
Patio Area1,845 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3291 SETTLERS TRL
CitySAINT CLOUD
StateFL
Zip34772-8840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT I PB 7 PGS 146-147 LOT 1
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES UNIT 1
Legal Tract575
Legal Block10
Legal Lot Number1
Legal Unit1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43208

Owner

Source: Osceola County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3291 SETTLERS TRL, SAINT CLOUD, FL 34772-8840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2005 · Amount on Record
Deed SaleDec 28, 2005 · Amount on Record
Prior SaleMay 17, 2004 · Amount on Record
Deed Document Number2005284877
Deed Book / Page3010 / 1953
Last Transfer DateFeb 28, 2007
Transfer Doc0034570201
Record UpdatedOct 29, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 23, 2019
Property Address3291 SETTLERS TRL, SAINT CLOUD, FL 34772-8840
Document Number0055110793
Book / Page005511 / 000793
Instrument DateApr 18, 2019
Instrument50691
Transaction TypeTransfer
Record UpdatedMay 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3291 SETTLERS TRL ST CLOUD FL 347728840, ST CLOUD, FL 34772-8840

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,083.00 (+3.8%) Homeowner's exemption Senior Citizen's exemption$226,775 (+5.99%)$321,300 (-2.61%) Land $75,000 Building $246,300
2024$2,970.00 (+74,15%)
2023$4.00 Homeowner's exemption Disabled Person's exemption$213,966 (+3%)$329,900 (+20.14%) Land $65,000 Building $264,900
2022$4.00 Homeowner's exemption Disabled Person's exemption$207,734$274,600 Land $60,000 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

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