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3291 San Tomas Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3291 San Tomas Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,618 sqft · built 1990
Lot Size0.97 acres (4,212 sqft)
Owner2 Individual Names on File
Last Sale$422,500 (Jan 2014)
Tax Bill$6,250 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN165-692-03-00

Property Details

APN / Parcel Number

Primary APN165-692-03-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,618 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area4,212 sqft (0.97 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3291 SAN TOMAS DR
CityOCEANSIDE
StateCA
Zip92056-3248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 TR 012174
Legal SubdivisionDEL ORO HILLS
Legal Tract012174
Legal Block3
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3004
Census Tract18515

Owner

Source: San Diego County records · APN 165-692-03-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3291 SAN TOMAS DR, OCEANSIDE, CA 92056-3248
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Commercial Mortgage
SAN DIEGO COUNTY CU
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 08, 2017Deed of Trust, Mortgage · FHA Mortgage
HOWARD BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2014 · Amount on Record
Deed SaleJan 09, 2014 · Amount on Record
Prior SaleMay 09, 1989 · Amount on Record
Deed Document Number201411633
Last Transfer DateDec 22, 2014
Transfer Doc0000000402
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3291 SAN TOMAS DR, OCEANSIDE, CA 92056-3248
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3291 SAN TOMAS DR, OCEANSIDE, CA 92056-3248

Mortgage

Document Number0000729679
DateOct 20, 2021
Instrument2021-0729679
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3291 SAN TOMAS DR, OCEANSIDE, CA 92056-3248
Transaction TypeMortgage
Record UpdatedMar 05, 2021
Title CompanyNEXTITIE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3291 SAN TOMAS DR, OCEANSIDE, CA 92056-3248

Mortgage

Document Number0000145423
DateFeb 24, 2021
Instrument2021-0145423
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2041

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3291 SAN TOMAS DR, OCEANSIDE, CA 92056-3248
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000256563
DateJun 08, 2017
Instrument2017-0256563
Lender
NameHOWARD BANK
TypeBank
AddressELLICOTT CITY, MD 21043
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$528,271 (+2%) Land $275,077 Building $253,194
2025$6,250.00 (+4.8%) Homeowner's exemption$517,914 (+4.04%) Land $269,684 Building $248,230
2023$5,964.00 (+1.45%) Homeowner's exemption$497,805 Land $259,213 Building $238,592
2022$5,879.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185153, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Generate-Ubiquity Holdings, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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